Neha was the only player to birdie the challenging 18th hole and it gave her a card of one-under 70, which included three birdies and two bogeys.
Saaniya (72) seemed all set for the lead before finishing with a disappointing double bogey.
Saaniya was sole second while Gursimar Badwal (73), who has been Tied-3rd in the two previous legs, was again lying Tied-3rd alongside Trisha Sunil. Tvesa Malik and Ayesha Kapur were Tied-5th with 74 each.
The bogeys came on 11th and 17th at which point she was even par for the day.
Playing alongside Neha was Saaniya with four birdies against three bogeys. Saaniya was one-under when she came to the 18th tee.
Neha birdied the final hole but Saaniya double bogeyed it leading to a three-shot swing. That resulted in Neha finishing at one-under 70 and Saaniya was at 72.
Trisha Sunil was flawless on the front nine and like Neha, she was two-under at the turn. She, however, stumbled on the back nine, as she double bogeyed the par-5 12th and dropped two more shots on the par-3 13th and par-4 17th.
Sonam Chugh (76) and Mehar Atwal (77) were seventh and eighth, while Afshan Fatima and Siddhi Kapoor were Tied-ninth at 78 each. Smriti Mehra (79) was 11th with Millie Saroha (80) 12th.
Gursimar, Saaniya and Neha will head out together in the final group in second round.
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