CIBIL Score

Half of India's first-time credit card users are from Gen Z and 46 per cent are from semi-urban and rural markets, reflecting changing patterns in formal credit adoption

India's credit culture is evolving rapidly, with 183 million people monitoring their CIBIL scores in 2025. Gen Z is leading the shift towards proactive financial awareness and ownership

First-time credit monitoring in India rises 27%, with user base reaching 183 million, driven by Gen Z, women and non-metro consumers, says CIBIL report

The Karnataka State Commission questioned why bank had failed to close the card in 2010, and had raised a demand after seven years

A simple 'Buy now, pay later' click can trigger a full loan without consent. Weak verification, no alerts, and instant disbursals are fuelling identity fraud in India's digital lending ecosystem

A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan

If a bank admits its mistake, but fails to rectify it or repeats it, causing harm to the account holder, filing a writ petition in the High Court is the best course to seek corrective action: expert

The Cibil report revealed that the groom had multiple loans from various financial institutions, resulting in a poor credit rating

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Notably, 81 per cent of consumers from non-metro regions began monitoring their credit within six months of their first credit product

Secured credit card comes against a FD of minimum Rs 5,000 ranging to Rs 25,000 with 90 per cent of the amount as the credit limit

Each time you take a new credit card or loan or look to refinance an existing loan, the new lender checks about you

Reserve Bank of India has mandated all banks to check customers' credit scores for loan or credit card applications.

Your CIBIL score plays a key role when you go for loan requests as it will help you get loans at easy interest rates and along with other benefits. Here are the six tips to improve your credit score

Start by reviewing your credit report and identifying the late payment entry. Understand the impact it has had on your credit score and how it may affect your overall creditworthiness.

Banks are in a bind as Kerala High Court directs them to exercise more compassion with students, as guarantors frequently default on education loan repayments

Viewing it often will also help you detect identity theft early

What is credit score? Why is it important?

A credit card can come in handy for small purchases on credit. And if you are carrying one, it is crucial that you have a good credit score. But, what exactly is the concept of credit score?

For borrowers with CIBIL score of 700 and above, the rate hike has been limited to only 20 bps, LIC Housing Finance said in a statement, adding that the revised rates are applicable from Friday

What is credit score & why is it important?

A good credit score can help you tide over financial challenges. When you take a loan or a credit card, the lender checks your credit score to know your credit history. Find out what's credit score