Flexiloans

FlexiLoans expects lending to small businesses to reach Rs 2.4-2.6 trillion in July-December 2026, driven by festive demand and growing digital commerce in non-metro markets

FlexiLoans co-founder Ritesh Jain discusses MSME credit, regulatory changes, flexible working capital and the growing role of co-lending

The defining feature of a flexi-loan is amortisation. Instead of a blanket ban, the regulator may consider certain structural safeguards against evergreening

The firm is targeting to disburse around Rs 5,000 crore in loans in FY25

We don't set up physical branches, and this allows us to reach more locations compared to the larger banks and NBFCs, he says

Our endeavour has been to serve deserving MSMEs that have hitherto been either unserved or underserved, said Lunia

Flexiloans, a digital fintech start-up, claims loan approval in 24-48 hours, reports Vinay Umarji