Tuesday, November 25, 2025 | 05:45 PM ISTहिंदी में पढें
Business Standard
Notification Icon
userprofile IconSearch

SIP AUM surges to a record high even as account count shrinks, shows data

Streamline their portfolio, cut flab, build muscle - ₹13.9 trillion strong

mutual fund, SIP, systematic investment plans
premium

While the correction curbed lump-sum investments, SIP flows remained resilient despite 14 million net account closures between January and April 2025.

Abhishek Kumar Mumbai

Listen to This Article

Mutual fund (MF) assets linked to systematic investment plans (SIPs) climbed to an all-time high of ₹13.9 trillion in April, even as the number of active accounts dropped 14 per cent from the peak.
 
The previous record of ₹13.8 trillion was set in September 2024. Assets under management then declined for five straight months, bottoming out at ₹12.4 trillion in February 2025.
 
According to fund executives, the slide was largely due to mark-to-market losses in equity funds, with SIP inflows holding steady. Roughly 80 per cent of SIP flows are routed into active equity schemes.
 
The market correction that began