Personal Finance

Insurance to retirement: How to build financial goals that fit your income

A step-by-step guide to aligning your budget and investments with your actual take-home pay to build a sustainable financial plan

Documents to interest rate: What you must check before taking a home loan

Consider our checklists on how to navigate the long-term financial commitment

5-minute trap: How to review an instant loan before you click 'accept'

Instant loan providers hide their predatory terms in the fine print while selling their frictionless offer

Set up your home without blowing up the budget: Follow this strategy

Spacing out expenses helps avoid turning homeownership into long-term financial stress

Plug the leak: How to avoid savings account charges, hidden banking fees

Your account should provide liquidity and convenience without charging you for the privilege

Check authenticity and costs before buying art; keep allocation small

Commit only money you can leave invested for years

PPF rate unchanged at 7.1%: What investors need to know this quarter

The government has kept small savings rates unchanged for the third quarter, with PPF continuing to offer 7.1 per cent

Every Saturday bank holiday? Govt debunks fake Gazette; here's the rule

Bank branches are closed on the second and fourth Saturdays, while other Saturdays are generally working days

Income tax enters Class 9: NCERT teaches students how to calculate tax

Council's social science textbook covers budgeting, saving, investing and risk management, linking money choices with long-term financial stability

Target maturity funds: How to use them to lock into rising yields

Choose a fund you can hold to maturity, and assess its return after factoring in costs

NPS Swasthya: Buy base health cover to complement super top-up offering

Investors should compare the premiums under NPS Swasthya with those of the standalone super top-ups offered by insurance companies

Health insurance premiums: What leading insurers charge for a plan

As Irdai weighs caps on commissions and scrutiny of distribution costs intensifies, comprehensive health cover remains essential amid rising private healthcare expenses

The new old luxury: Why vintage art is finding fresh interest

As affluent Indian homes become sleeker, buyers are looking to acquire objects with history. But when does something old become valuable, and what should a first-time collector know before buying?

Fund Review: Mirae Asset Large & Midcap Fund

Fund Review: Mirae Asset Large & Midcap Fund

DriveCam, AirPass, Clinic: ACKO wants to insure you before things go wrong

Three new products, DriveCam, Clinic, and AirPass, built to protect customers before something goes wrong, not just pay out after

Digital NBFC loan book hits Rs 1.54 trn, up 28% in a year: Report

Digital lenders accounted for 70% of personal loan volumes, with average ticket size rising 15% to Rs 18,802

Indian household debt rises 14.3%, financial assets grow 9% in 2025: Report

Insurance and pensions grew 11.4%, while deposits rose 9.8% and securities 6.1%

Active vs passive funds: 88% success in large-caps but only 26% over 10 yrs

Across the broader equity universe, more than 50% of active funds outperformed their passive counterparts over the one-, three-and five-year periods, although the 10-year success rate was below 40%

Pilgrimage, wildlife: India's tourism wave is creating new real estate bets

Beyond Goa and Jaipur: The new tourism hotspots that could drive property demand

Switch NPS fund manager only if underperformance persists across mkt cycles

Check whether weak returns reflect the market cycle before changing your pension fund manager