Personal Finance

Life cycle funds: A new category, but do they fit your portfolio needs?

Check the maturity date, glide path, costs, tax treatment and exit load before investing

TDS challan mistake? Taxpayers need old TRACES portal to fix FY26 error

Wrong financial year in TDS challan can block tax credit. Here's how taxpayers can correct the error using old TRACES portal during transition

Form 168 vs Form 26AS: What taxpayers need to know for FY26 ITR

The new tax statement expands the scope of financial information available to taxpayers, but Form 26AS remains relevant for FY26 ITR filing

700 luxury home deals, 53 outstation buyers: Mumbai's new wealth magnet

One in Seven Buyers of Mumbai's ₹25-Crore Homes Comes From Outside Maharashtra

Will rupee strengthen or weaken? Why experts see relief now but risks ahead

Easing Middle East tensions and the announcement of policy measures by the RBI and the government to attract debt capital inflows have eased the stress on the Indian rupee

Tech Mahindra inks 10-yr office lease in Hyderabad, rent tops Rs 36 cr/year

Tech Mahindra leases four office floors in Hyderabad; pays Rs 3 crore monthly rent

How NRIs should navigate changes in tax status when returning to India

As their status changes from NRI to RNOR and then to ROR, both their tax and disclosure obligations change

Block cards, call 1930: What to do if you lost money in digital scam

Acting immediately and securing your accounts are effective ways to limit losses

Voice cloning, phishing, impersonation: How to spot personal finance scams

Don't respond to phone messages from unknown numbers, even if they appear to be from your bank

Wrong form, undisclosed income: Tax-filing mistakes that delay refunds

Refunds are typically processed within 4-5 weeks but delays can occur due to scrutiny, high filing volumes.

Check deviations, audit tax leakage to rebalance your investment portfolio

Tip: Ensure your growth fund hasn't quietly changed its strategy to something even riskier

Block cards, call 1930: Steps to take after suffering financial fraud

Text messages that demand you transfer money quickly or links with slightly misspelt URLs are signs of scam

Insurance, credit line: How to be financially set for medical emergencies

A contingency fund ensures that sudden healthcare expenses do not derail long-term financial stability

Save first, spend later: Steps to meet your long-term financial goals

Check your progress every three to six months to ensure your savings and spending are on track

How to choose between guaranteed returns and growth-focused investments

Using a growth asset for a short-term need risks a forced sale at a loss and investing in a guaranteed asset for a 20-year goal risks loss of purchasing power

Form 16, PAN, rent agreement: Documents you need for filing tax return

Form 16 captures your salaried income but you must also cite bank interest, capital gains or freelance earnings

How to correct mistakes in your tax return after submission, refund even

No penalty is levied for revising a return, provided the original return was filed on time

Talking finances: An important conversation Indian couples fail to have

More than ₹80,000 crore lies unclaimed across banks, insurers, mutual funds and provident fund accounts, exposing a critical gap in household financial disclosure

Home loan protection plan or term cover: How borrowers should choose

If you give greater priority to flexibility, then opt for a term insurance plan

Restaurant bill dispute: Lawyer gets Rs 15,000 over Rs 151 service charge

Consumer court in Jalandhar says restaurants cannot add service charges without consent, highlighting what diners should know about their rights