Personal Finance

Rebuild savings, avoid loans: Setting a financial plan after overspending

A step-by-step guide on how to recover systematically from overspending and regain long-term financial discipline

PPF to digital gold: Monthly investments that build long-term wealth

Here are seven low-cost, high-impact investment tools designed to help small monthly contributions grow into a substantial long-term corpus

Mumbai luxury housing sees 16 homes sold every day at ₹5 cr-plus in Q1 FY27

Mumbai recorded 1,499 luxury residential transactions priced above ₹5 Crore between April and June 2026.

Sending money abroad? Know remittance limits, tax rules & disclosure norms

Check the annual remittance limit, when tax is collected or deducted at source, and when you must disclose foreign assets

Multiple insurance policies? Here's how coverage, claims and payouts work

Multiple covers can fill gaps in your financial protection, but they do not always mean double payouts for the same loss.

SBI acquires 1.84 lakh sq ft building on Kharadi leasehold land for ₹414 cr

₹414 crore gets SBI a 1.84-lakh-sq-ft building outright, plus leasehold rights over the 8,581-sq-metre land beneath it.

Joint FCNR(B) accounts for NRIs: Eligibility, rules and tax benefits

NRIs can add eligible resident relatives to FCNR(B) accounts, but the 'Former or Survivor' rule and other conditions apply

FPIs chase India's consumption story, pull money from telecom and realty

Overall, the allocation trend points towards a clear shift in FPI preference towards consumption, automobiles, technology and healthcare sectors.

Undisclosed foreign assets? How FAST-DS 2026 declaration can help taxpayers

The one-time scheme lets eligible taxpayers regularise certain past non-disclosures by paying a prescribed tax or fee and seeking immunity under the Black Money Act

SBI basic savings account rules change from October 1: What changes

SBI will count AePS withdrawals in the four free monthly cash transactions, with Rs 15 plus GST charged on each withdrawal beyond the limit

Money talks: How brands, leaders, destinations are monetising storytelling

From hotels and coffee brands to CEOs, entrepreneurs and even policymakers, stories are being used to sell, persuade and build value and consensus. Now, storytelling itself is becoming a big business

What are the best interest rates available for home loans?

Here are the interest rates for various loan amounts across public and private sector banks, as well as non-banking housing finance companies

Unclaimed deposits: How heirs can trace and claim the money from banks

Forgotten bank deposits can remain claimable even after transfer to the DEA Fund. Knowing how to search UDGAM and navigate nominee or legal-heir rules can make recovery easier

Fund Review: Nippon India Large Cap

Fund Review: Nippon India Large Cap

₹73 trillion inheritance boom: Women are becoming India's new wealth bosses

Barclays Private Bank report finds Indian women are set to inherit at least ₹73 trillion in the next decade

Explained: Why India is Asia's least-favoured market among fund managers

No AI play, weak growth: Why fund managers are wary of India

Student term insurance: Is life cover worth it before you start earning?

Student term insurance may be affordable, but is it necessary? For those with education loans or dependants, early cover can offer a financial safety net. For others, the need may be limited.

Karnataka raises pension income limit to Rs 1.2 lakh: Who benefits

State's move could bring eligible elderly, widows and disabled beneficiaries back into the social security pension net after verification

Sending money abroad? Why your transaction could draw tax scrutiny

The Income Tax Department is verifying 394 entities over suspicious overseas remittances, with mismatches in income, turnover and payment purpose raising red flags

Vehicle loans soar, but half the borrowers have ₹60 lakh+ debt exposure

Rising multiple-loan exposure, faster growth in used-car financing and pockets of higher delinquency point to a changing risk profile in India's vehicle-credit market.