Finance News Analysis

Statsguru: Infrastructure financing banks on NBFCs amid lending shift

The share of outstanding bank credit in infrastructure financing has come down to 33.61 per cent - the least since FY18

StatsGuru: States' pension burden overtook interest payments in 2022-23

CAG report shows pensions overtook interest costs in FY23 as states spent 43% of revenue on committed expenditure, including salaries, pensions, and debt servicing

Statsguru: Small-size banking frauds soar, SBI worst-hit PSB in FY25

Card and internet banking frauds formed 56.5 per cent of all cases in FY25, after touching a peak of 80.6 per cent in FY24

Paytm's comeback trail looks open, but regulatory concerns remain

This approval marked the end of a two-year wait, during which PPSL was barred from onboarding new merchants

New co-lending guidelines may dampen bank, NBFCs' volumes in near term

The new rules could increase operational costs for lenders, who will need to maintain mandatory escrow accounts, comply with stricter KYC norms, and invest in upgraded tech integration

Credit to India Inc declines to 36% in 14 years, BCG report shows

Corporate credit share shrinks as firms tap bonds, private credit and markets; retail lending rises sharply, making balance sheets stronger and funding more diversified

Rewriting retirement: A new window has opened for pension subscribers

The government has opened a one-time window for employees under the Unified Pension Scheme (UPS) to switch back to the National Pension Scheme (NPS), reshaping retirement choices for millions

Changes to insolvency rules welcome, but complex cases may overwhelm system

While many of the proposed amendments to the IBC, such as cross-border and group insolvency, will make the resolution process smoother, certain issues such as limited judicial capacity could weaken

A time to handhold: Lenders must support MSMEs as tariff woes rise

As MSME tariff woes increase, lenders have to work closely with smaller industries, even as demand for a lifeline grows, reports Raghu Mohan

Building bridges anew: RBI, banks must fine-tune board roles in governance

The developments at IndusInd Bank have led RBI's senior supervisory managers (SSMs) to take a closer look at bank boards, including the agenda presented, the time spent discussing specific items

Corporate 'fraud accounts' pose tough challenges for banking system

SBI also reported former chairman of the group Anil Ambani to the Reserve Bank of India (RBI)

Watershed moments: How technology bolstered the financial inclusion

Govt started groundwork 50 yrs ago, but adoption and advancement of tech have sped up growth of financial services

BS Poll: On terminal policy repo rate, Street views are evenly split

The domestic rate setting panel had cut policy repo rate by 50 basis points to5.5 per cent in the June meeting, higher than market expectation of 25 bps

ATMs slide into the shadows as digital transactions take centerstage

With the Covid-induced surge in UPI transactions now firmly here to stay, banks are rethinking their strategies - and costs - on ATMs, especially for off-site machines

Operation Sindoor: How a Covid-era change to spending rules came in handy

During Covid, the government increased the Contingency Fund limit from ₹500 cr to ₹30,000 cr, a measure that made it easier for the expenditure dept to disburse funds without Parliamentary approval

How to best secure senior citizens' savings against market volatility

If you want the elders in your family to avoid the ongoing chaos in the equity markets because of the global trade scenario, senior citizens fixed deposit is a safe way for them to park their savings

Outward remittances under RBI's LRS decline 8.2% in April-February

Overseas remittances for the purchase of immovable property rose by 28.32 per cent Y-o-Y to $277.7 million

Microfinance: Its rising importance and relevance in the Indian economy

Presently, MFIs account for around 40% of the portfolio while the remainder is shared by banks, SFBs and NBFCs. The overall portfolio touched Rs 4.4 trn with around 85 mn unique borrowers last year

Charting a new growth path: New tax regime eases middle-class burden

Share of middle class in income tax increased till 2023-24 while TDS has been rationalised by reducing the number of rates and adjusting threshold limits

Indian companies raised Rs 3.64 trn through ECB route in 2024

It is the is the highest amount raised in the last five years through that route