Fake loans: Duo arrested for cheating unsuspecting victims

"Subhash Chander alias Subham alias Rattan, 32, resident of Rawal Regency in Mehrauli and Vakeel Ansari alias Ajay, 28, and resident of Hauz Rani in Malviya Nagar, have been arrested and a case of cheating a government doctor of Rs 66,000 have also been solved," a senior police official said.

Several fake documents like Identity cards of HDFC and ICICI Banks, driving licences, PAN cards, ATM cards, SIM cards and four mobiles have also been found from them.

The duo had duped one Dr Amrita Kumari of Rs 66,000 on the pretext of providing loans.

Her loan was cancelled by the HDFC Bank at Green Park but on April 12, she received a call from Rattan who introduced himself as senior manager of the same bank in Rajouri Garden and enquired her about loan requirement, the official said.

Amrita told him that her loan was rejected upon which Rattan assured that he would get her loan file cleared. He contacted the doctor many times on her phone between April 12 and 30 and said he was sending one of his executive for collection of documents.

On May 1, Ajay came and collected all the relevant documents required for loan. After that she again received a call from Ratan that her loan would be sanctioned and file was in process, but her account balance should be above Rs 60,000.

After some time she got a call that her loan of Rs 2.87 lakh has been sanctioned and a man would come to collect prescribed form. The doctor was asked to make available cheques and other documents.

"On May 16, one of them came and got her signatures on the form and collected cheques duly signed by her. The accused forged two cheques and deposited it in his own account which was opened on a fake identity and withdrew amount of Rs 66,000 on May 18 and after that they switched off their mobile phones," the official said.

"Chander was previously employed with Kotak Mahindra, ICICI Bank and PNR Capital. His job was to collect, check documents from the loan seekers and to verify the same. Vakil Ansari and Sandeep of Meerut were also working with him. They all were sacked from the job in August last. After that they formed a gang and started cheating loan seekers," ACP (South district) P S Kushwah said.