According to the survey by insurer ICICI Lombard, only 39 per cent of respondents (women) were covered by any health insurance.
"It is an irony that despite playing multiple roles, women ignore their own health and well-being. In fact, the multi-responsibility avatar is precisely the reason why they should ensure good health for themselves.
"Today's woman needs to give her health its due importance and health insurance is the critical tool which can help them stay protected from the perils of her hectic lifestyle," ICICI Lombard GIC Chief - Underwriting and Claims - Sanjay Datta said quoting the survey.
It revealed that out of 79 per cent respondents, 16 per cent did not go for any tests while 63 per cent went for health check-ups only if unwell.
This, it pointed out, is despite 71 per cent of them succumbing to illness at least once or twice a year.
The pattern was established by ICICI Lombard's claims data analysis for 2013 and 2014, which showed that women were prone to and increasingly succumbing to chronic ailments like arthritis, anaemia, metabolic disorders and cancer as compared to men.
Of the 39 per cent respondents who were covered, only 22 per cent had purchased a policy by themselves while a large share of around 63 per cent owned it through their husband or father with another 16 per cent having it sponsored by their employer.
Forty-eight per cent of those with health cover were not aware of cover details while 40 per cent did not know the process of how to avail claim benefits.
You’ve reached your limit of {{free_limit}} free articles this month.
Subscribe now for unlimited access.
Already subscribed? Log in
Subscribe to read the full story →
Smart Quarterly
₹900
3 Months
₹300/Month
Smart Essential
₹2,700
1 Year
₹225/Month
Super Saver
₹3,900
2 Years
₹162/Month
Renews automatically, cancel anytime
Here’s what’s included in our digital subscription plans
Exclusive premium stories online
Over 30 premium stories daily, handpicked by our editors


Complimentary Access to The New York Times
News, Games, Cooking, Audio, Wirecutter & The Athletic
Business Standard Epaper
Digital replica of our daily newspaper — with options to read, save, and share


Curated Newsletters
Insights on markets, finance, politics, tech, and more delivered to your inbox
Market Analysis & Investment Insights
In-depth market analysis & insights with access to The Smart Investor


Archives
Repository of articles and publications dating back to 1997
Ad-free Reading
Uninterrupted reading experience with no advertisements


Seamless Access Across All Devices
Access Business Standard across devices — mobile, tablet, or PC, via web or app
