Scott was on her way home on Tuesday morning after dropping her cat off at the vet when she spotted something strange on a road in College Station, Texas.
"It looked like a gallon-size baggie with a blue zipper on top," Scott was quote by The Eagle as saying.
"I was in the left turn lane to turn on Arrington (Road) to come home. It just barely caught my eye, and I thought it was money, then was like, 'Nah, it's probably a dirty diaper," she said.
Scott circled back in time to see a dump truck run over the bag in the middle of the left turn lane. She stopped and picked up what was certainly not a diaper.
"There were two huge bundles of hundred dollar bills wrapped in rubber bands," Scott said.
Scott, a former middle school teacher for the College Station school district, had apparently stumbled across hundreds of thousands of dollars missing from a nearby Chase bank.
Scott said she didn't know what to do initially and mulled calling 911 or driving it to the police station.
Greg Hassell, a regional spokesman for Chase, said the amount in the bag was about USD 20,000.
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