Manojit Saha

Amitabh Chaudhry discusses RBI's new norms, potential capital infusion into Axis Finance, margin pressures, deposit trends, credit growth and regulatory changes shaping Indian banking

Lenders nudged to cut charges and maintain uniformity

Centrum Group Chief Jaspal Bindra outlines unity bank's expansion strategy, universal bank ambitions and IPO timeline, alongside plans for portfolio diversification and capital strength

RBI Governor Sanjay Malhotra urged banks to lower intermediation costs, improve service quality, and strengthen fraud safeguards, citing faster transmission after recent rate cuts

Sanjay Malhotra has made structural changes to banking regulation to bring down costs and increase efficiency. Plus, he kicked off a benign interest regime. But there are challenges ahead

Repo rate cut by 25 bps, stance still neutral; liquidity boost via ₹1 trn OMO in Dec

RBI deputy governor Poonam Gupta says the IMF's 'crawl-like' label is a sub-classification based on recent volatility data, and does not change India's managed-float exchange rate regime

C S Setty says effective liability management will help the bank to protect its margin above 3%

Move aims to ease compliance burden for regulated entities

Measures undertaken this yr pave way for virtuous cycle

Another rate cut will make mobilising resources tough

A forward looking approach would prompt rate cut as H2 GDP growth likely to be softer

Formal call likely in Jan; inclusion may trigger $25 billion inflows

The RBI has extended export credit timelines, eased repayment norms and allowed flexibility in realising proceeds to help exporters cope with disruptions triggered by US tariff action

Banks are planning to make a representation to the regulator shortly. The deadline for submitting feedback on the draft ECL framework is November 30

Bond mkt expects OMO calendar in Dec policy review

RBI engages with market participants amid widening India-US yield spread; bond purchases unlikely before final CRR cut at month-end

Jairam Sridharan, MD & CEO, Piramal Finance shares the rationale of the entire exercise and the growth roadmap for the upper layer NBFC in a conversation with Aathira Varier and Manojit Saha in Mumbai

RBI may expand the upper layer of NBFCs amid rising size and interconnectedness, bringing more large public and private sector NBFCs under enhanced regulatory norms

NBFCs and fintechs are filling the gap left by cautious banks in micro lending, even as regulators monitor rising exposure and borrower indebtedness in the segment