Term insurance: Here are the best plans and rates available for you

Here is a list of the best insurance premiums for a term insurance plan available for young male professionals living in cities and who have a longer investment horizon

Insurance
BS Reporter
1 min read Last Updated : Oct 09 2025 | 5:32 PM IST
If you have dependants who rely on your income, it is a good idea to buy a term insurance plan. While it is not strictly a returns-based investment, a term insurance is a sound strategy for family members in the case of an unfortunate incident. Ideally, one should buy a term plan with a sum assured equivalent to at least 10-15 times of income, and have a long investment plan. Here is a curation from Policybazaar on the best term insurance premiums available currently. 
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Smart Quarterly

₹900

3 Months

₹300/Month

SAVE 25%

Smart Essential

₹2,700

1 Year

₹225/Month

SAVE 46%
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Super Saver

₹3,900

2 Years

₹162/Month

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Topics :finance sectorInsurance industryInsurance

First Published: Oct 09 2025 | 5:32 PM IST

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