Finance Sector

Devolved funds and tailored welfare schemes empower grassroots development, lifting poor families and driving rural equality

Banks and fintechs are increasingly offering instant credit options such as personal loans and overdraft (OD) facilities through digital platforms.

Crash-landings such as the one by Kingfisher Airlines could be ascribed to ill-judged government policy

Ketan Gaikwad speaks about the potential of TReDs and issues involved

The Union Budget 2026 proposal for a high-level banking reforms committee comes as the RBI strengthens its internal regulatory review process, sharpening focus on coordination across regulators

The government is considering changes to insurance commission structures to lower acquisition costs and improve affordability, DFS Secretary M Nagaraju said

The Reserve Bank of India rolled out sweeping reforms in 2025 to lower compliance costs and improve ease of doing business, from LCR relief and project finance norms to digital lending rules

Indian equities are consolidating valuations and recalibrating expectations about earnings, putting investors in a familiar dilemma: Lean into optimism or retreat with caution?

Some experts also said that with a significantly strengthened capital base, the lender may consider a move towards becoming a universal bank

Microfinance portfolios fall for the sixth straight quarter despite improved asset quality, as credit access tightens

Life insurers have formed committee to discuss the capping of distributor commission

The Reserve Bank of India has introduced revised norms governing cash credit, current and overdraft accounts, aiming to give banks greater operational flexibility while strengthening credit discipline

E-way bill generation climbed to 129.8 million in November, the third-highest monthly total so far, rising 28 per cent year-on-year as trade activity strengthened and controls to curb misuse tightened

RBI has proposed that authorised dealers give retail users a full break-up of transaction costs for forex cash, tom and spot contracts, including all fees, exchange rates and conversion charges

The UK fintech enters India's cross-border payments space, offering a card with 0.5% average FX fee and mid-market rates, challenging traditional markups

Berkley Insurance Company IFSC Branch has become the first P&C insurer in GIFT City to hold both insurance and reinsurance licences, and will focus on specialty lines by end-FY26

Over 75,000 users waitlisted; fintech eyes cross-border payment expansion after securing RBI's in-principle PA-CB nod

Lending rates linked to external benchmarks drop from Dec 6, offering relief to home, vehicle, and personal loan borrowers

Eyes listing on insurance arms, focus NRIs through GIFT City, pension funds biz post Allianz exit

SBI has asked the Centre to extend its 10-year tax holiday at GIFT City, saying early entrants lost effective benefit years. Experts warn activity could shift offshore if incentives lapse