Insurance

Insurers and distributors have seen higher policy purchases and coverage levels since the GST exemption, though the initial surge in demand has moderated from a higher base

Premium rates are hardening by nearly 25-30 per cent, mainly through a reduction in discounts, according to Bajaj General Insurance

Corporate health cover may offer convenience, but low limits, co-payments and employment-linked protection can leave families financially exposed during a medical crisis.

Estimate annual mileage carefully, choose the right slab and check top-up terms

Oriental Insurance has covered around 100 Ganpati pandals this year, up from 20-30 last year, as organisers seek protection against calamities and accidents

China Life Insurance (Group) Co, the country's ‌largest life insurer, will receive 35 ​billion yuan, while ​China Taiping Insurance Group will get 7 billion yuan, the ​two groups said

Combined entity plans to expand its agency network and distribute insurance, mutual funds and loans, while targeting deeper penetration across India's villages

The Bhotekoshi floods have left Nepal facing a huge rebuilding bill. But with only part of the damage insured, who will ultimately pay for the recovery?

Combined entity has a premium book exceeding Rs 6,600 crore, over 6 lakh digital partners and a presence across 98.57 per cent of India's pin codes

India's pet population rose from 28.5 million in financial year 2019-20 (FY20) to 39.2 million in FY25 and is projected to reach 60.5 million by FY30, according to industry estimates

More Indians are surrendering their life insurance policies before maturity — and many could be getting back significantly less than they paid.

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection

In this session, Insurance & Regulatory Legal Counsel, Lokanath P. Kar provides suggestions to young leaders and businesses on navigating legal affairs.

Life insurance surrenders have surged, with early exits concentrated in the first two years. Why are policyholders leaving policies early despite tighter disclosure and suitability rules?

Collect evidence at accident site, file FIR, avoid hasty settlements, and file MACT claim against driver and registered owner

S&P Global Ratings says reforms and low insurance penetration support long-term growth, but underwriting pressures and weak profitability remain key risks for insurers

The Supreme Court has proposed stricter measures to tackle the growing number of uninsured vehicles on Indian roads. From automatic e-challans using technology to a possible pilot

In a significant verdict, the Supreme Court on Tuesday took serious note of a large number of vehicles plying without third-party insurance cover and directed the Centre to evolve a pilot project by which fuel for vehicles can be refused at petrol pumps until valid insurance is obtained. The top court took note of the number of road accidents on national highways and also the effect of long queues at toll plazas, and directed the Centre to implement pilot projects on certain corridors, substituting the process of stopping at toll plazas with automatic detection of vehicles passing through toll points. A bench of Justices Sanjay Karol and Prashant Kumar Mishra, which flagged the lack of compliance of provisions of the Motor Vehicles Act requiring all vehicles to have a valid insurance policy covering third parties, said it is shocking to learn that nearly 56 per cent of vehicles plying on Indian roads remain uninsured according to the Report of the Standing Committee on Finance ...

Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs

Ajay Seth says deceptive digital practices erode consumer trust and urges insurers to improve transparency, informed consent and customer-first design across online platforms