Bandhan Bank Net Profit

Bandhan Bank's share price declined after the private lender reported a weak set of numbers for the September quarter of FY26 (Q2FY26).

Bandhan Bank's profit after tax (PAT) figure experienced a double-digit drop of 65 per cent to ₹372 crore in the quarter ending June 30, 2025 from ₹1,063 crore recorded in Q1FY25

Bandhan Bank on Friday reported a 30 per cent increase in net profit at Rs 937 crore for the quarter ended September 30, 2024. The bank had earned a net profit of Rs 721 crore in the year-ago period. Total income rose to Rs 6,095 crore in the quarter under review, from Rs 5,032 crore in the same period a year ago, Bandhan Bank said in a regulatory filing. Interest income of the bank rose to Rs 5,500 crore in the July-September quarter, from Rs 4,492 crore in the September quarter of 2023. Asset quality of the bank witnessed improvement with gross non-performing assets (NPAs) falling to 4.68 per cent of gross advances at the end of the September quarter of 2024, as against 7.32 per cent a year ago. Net NPAs or bad loans also declined to 1.29 per cent, as against 2.32 per cent in the year-ago period. However, the Capital Adequacy Ratio of the bank declined to 14.34 per cent, from 19.21 per cent at the end of September 2023.

The bank informed the exchanges that it has received RBI approval to appoint career PSU banker Partha Pratim Sengupta as MD&CEO of the bank for a period of three years

Bandhan in annual report said that the Bank will continue to focus on retaining its strength in the microfinance market, it will ensure that the agenda of diversification of the asset book is on track

The Kolkata-based lender has inducted several senior management officials in the recent past, hence fairly new to the bank

The bank's total income increased to Rs 5,210 crore in the latest December quarter from Rs 4,840.94 crore a year-ago, the bank said in a regulatory filing

Higher provisions for stressed loans also pushed its credit cost up to 6.4% in the quarter from 3.7% a year earlier

Currently, 39 per cent of the asset book is secured

Ghosh says bank is looking to increase branch count to 8,000 nationally from the current 5,640

Total income increased to Rs 2,844.1 crore from Rs 2,731 crore. Interest income of the lender jumped to Rs 2,514.4 crore from Rs 2,114.1 crore, Bandhan Bank said in a regulatory filing.

Net NPAs or bad loans reduced significantly to 1.66 per cent, from 3.51 per cent

Asset quality of the lender has improved both sequentially and year-on-year.

Pre-tax profit of the bank in Q1FY21 stood at Rs 735 crore

The bank's shares were trading at Rs 580.25 apiece on BSE at around 1.15 PM, up 3.25 per cent