Personal Loans

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Digital NBFCs sanctioned 3.4 crore loans worth Rs 64,656 crore during April-June 2026, with small-value borrowing keeping the average ticket size at around Rs 19,000

A personal loan can come in handy when you need quick liquidity, but tends to carry higher interest rates

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Digital NBFCs accounted for 77 per cent of personal loan sanction volumes and 19 per cent of sanction value in FY26, even as growth in loan volumes slowed sharply

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Nearly 1 in 3 loans now unsecured: A silent shift in household finance

A personal loan can be very useful in a sudden funds crunch, but may carry higher interest rates due to the higher risk it carries

Digital personal loan value rose sharply in Q3 FY26, outpacing growth in loan volumes, highlighting strong demand for higher-ticket credit

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A personal loan is a handy financial instrument to tide over short-term cash crunch, especially for major, one-time expenses

Second-largest borrowing trigger: 14% in Tier 1 vs. 8% in Tier 3

Festive borrowing is booming - and not just among seasoned credit users

The step will improve savings but impact on credit scores depends on the loan and the lender's rules

The AI avatars, often designed to appear in sharp business attire, adopt a firm tone and use legal language to nudge customers into making repayments during the call

Check out the best interest rates and EMI amounts across different tenures for personal loans

Bank credit growth slowed to 6.7% in April, with faster growth in metals and textiles but slower in infrastructure and agriculture. RBI data highlights changes in services and personal loans credit

Prashant Kumar discusses the Q4FY25 results and future strategy of the bank

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Previously, availing these loans was a cumbersome physical process that took five-seven working days