For savings, the risk of default or malfeasance is borne by the vulnerable customer and, therefore, the regulator is cautious in allowing any latitude in experiments with savings products
PM-EAC working paper finds women-centric cash transfer schemes in Maharashtra & Odisha increased savings, spending and household financial resilience while strengthening women's control over finances
With healthcare costs rising steadily, opting for a deductible can help senior citizens reduce health insurance premiums while retaining protection against major medical emergencies
Net household financial savings increased to 7 per cent of GNDI in FY25 as a sharp decline in financial liabilities outweighed a moderation in gross financial savings
From rising oil-linked risks and services data gaps to gold loan expansion and global capital flows, here are the key insights from Business Standard's Opinion page
There are moments (like the present) when current account deficits are widening in response to shocks, but our system has a well-developed playbook for dealing with these
The Employees’ Provident Fund Organisation has recommended an 8.25% interest rate on EPF deposits for FY2025-26. This is the third straight year at the same level.
RBI has cut the repo rate by 25 bps to 5.25%. That’s great news for borrowers but it can be bad news for fixed deposit investors. Here’s what may happen to FD rates, what senior citizens can do
Control lifestyle inflation and avoid excessive reliance on debt by automating savings, budgeting better, aligning investments to goals and tracking progress regularly
The announcement has triggered anxiety among account holders, many of whom depend on the bank for routine financial transactions. Experts advice to staying calm and keeping an eye on RBI guidelines
