Term Insurance Plan

A strong persistency ratio signals customer trust, better service and fewer disputes, while a high claim settlement ratio shows how reliably an insurer honours claims-key checks before buying term cov

Now you have the option to choose a greater sum assured at the same price. Rather than paying tax, you can invest the money in increasing your cover

Buying term cover in your 30s instead of 20s can inflate costs steeply, with premiums rising up to 50% in five years and adding lakhs to your long-term outgo

Rising premiums for longer durations and features like smart exit prompt shift to shorter term insurance policies with higher sums assured of ₹2-5 crore

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If you are earning and have dependants, it's essential to buy a term insurance plan

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A term insurance plan is a safe and attractive option for securing your own finances as well as your family's long into the future

Term insurance is a must for young professionals who are looking to provide a cushion for their dependants

Term insurance policies are a must for young professionals who have dependants and looking to insure their financial future

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It helps people between jobs or facing a gap in employer-sponsored plans, helping in protection against unexpected medical expenses

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Consider your life stage when choosing a term plan. Don't just focus on the premium, look at the insurer's claim settlement history and financial stability

Narrow down prospective insurers' list to well-known players with strong claim settlement ratios, then select one offering lowest price

When purchasing an insurance policy it is crucial to consider insurance providers with a high and consistent claim settlement ratio coupled with quick turnaround time for settlement of claims

This week we explain how self-employed people can get term insurance and how train for a career in showbiz

Within the demographic of term insurance buyers, self-employed males dominate with 89 per cent representation, while females constitute a comparatively smaller share, standing at 11 per cent.

Bajaj Allianz Life ACE - Increasing Income provides life cover with tax benefits and allows flexibility in determining policy terms, ranging from 10 years to 100 years of age

Women may be eligible for lower premiums than men due to their longer life expectancy and lower risk of certain health conditions.