Personal Finance

New motor insurance norms: Know mandatory covers and optional protections

Understand which covers are mandatory and weigh the risks of dropping an optional protection

Buying a house in a relative's name? Know when it can invite tax scrutiny

Family tie does not automatically protect a property purchase from benami scrutiny; funding, ownership and documentation matter

Is your employer depositing PF? How to check and report missing payments

Check your EPF passbook, compare monthly credits with salary slips and learn how to raise a complaint with EPFO if deposits are missing

New job, higher pay? Check these tax implications before switching

A higher CTC may not mean higher take-home pay. Check salary structure, TDS, tax regime and deductions before making the switch

Can investing ₹12,500 a month for your newborn create a ₹1 crore corpus?

₹22.5 lakh investment, ₹1 crore corpus? What parents should know about NPS Vatsalya

Festival EMIs, credit card bills: How to prioritise repayments, cut costs

Prioritise repayment of secured and high-cost loans, and consider refinancing or consolidation to cut interest costs

₹1.11 lakh on gold coins! Inside India's biggest Diwali shopping splurges

Diwali's big spenders: One Mumbai shopper bought ₹1.11 lakh worth of gold coins

Wife's LinkedIn profile no proof of income to deny maintenance: Court

Bengaluru court says professional qualifications and social media profiles cannot replace proof of actual earnings in maintenance cases

US political shake-up triggers AI rout; is India the new investor darling?

India gains as global investors reassess AI infrastructure exposure after US polls

Got your first Diwali bonus? 5 smart ways to save, invest and spend

Your first festival payout can do more than fund shopping. Here is how to use the extra money to build savings, clear debt and invest for the future

AU Small Finance Bank offers up to 7.4% on FDs; senior citizens get 7.9%

The highest interest rates are available on deposits with a tenure of 30 months and one day to 36 months, with regular customers earning 7.40% p.a. and eligible senior citizens earning 7.90% p.a.

Bank holiday today: Are banks open or closed on November 9? Check details

SBI, HDFC Bank, ICICI Bank and other lenders will observe regional holidays for Diwali and related festivities; check the city-wise list, when branches will reopen and which services remain available

How to ride out a two-year market slump without derailing long-term goals

Continue SIPs and diversify across domestic and international equities, gold and fixed income

UP govt hikes DA by 5%, employees to get arrears retrospectively from Jul 1

The enhanced dearness allowance will be paid along with the regular salary for November 2026. This government decision will benefit lakhs of employees across the state

Bank locker risks: How to protect your valuables and avoid financial losses

A consumer commission ruling against Union Bank highlights how customers can protect locker valuables through proper documentation, surrender acknowledgements, insurance and timely complaints.

Firecracker insurance this Diwali: What it covers, should you buy it?

Firecracker insurance for Diwali starts at Rs 11. Know what it covers, policy exclusions and whether your health insurance is enough

Incorrect EPF details? Steps to fix name, DOB and job records online

EPFO allows members to correct errors in personal and employment records online. Here is how to update details, submit documents and track requests

BSNL, MTNL VRS-2019: CBDT caps tax exemption at Rs 5 lakh for retirees

Employees who took voluntary retirement from the state-run telecom under a 2019 scheme cannot claim higher exemption available on retrenchment compensation

Lucrative Diwali discount could be a scam? 5 ways fraudsters can cheat you

Fake discounts, phishing links and UPI fraud can put your festive shopping budget at risk. Here are five ways to protect your money and how cyber insurance can help

Air India loyalty points: Everyday shopping can pay for your next flight

Earned Maharaja Points can be redeemed towards Award Flights and Cabin Upgrades on Air India