IndusInd Bank's retail & small biz deposits decline by Rs 3.5k cr in Q4

Advances contract by Rs 19,000 cr in Q4 but increased 1.4% Y-o-Y

Private sector lender IndusInd Bank disclosed on Friday that its retail and small business customer deposits declined by ₹3,550 crore during the quarter ending March 2025 (Q4FY25), dropping from ₹1.88 trillion to ₹1.85 trillion.

 

However, the bank's overall deposits grew marginally by 0.4 per cent compared to the December quarter (Q3FY25).

 

The deposit portfolio at the end of the March quarter stood at ₹4.11 trillion, reflecting a 6.8 per cent year-on-year (Y-o-Y) growth from ₹3.84 trillion.

 

The current account and savings account (CASA) deposit ratio decreased by 210 basis points (bps) between the December and March quarters, reaching 32.8 per