Yes Bank to boost retail book with strong focus on internal customers

The bank plans to grow its retail book by 10-12% in FY26, reduce the cost of deposits, and improve asset yields

After consciously de-growing its retail book in FY25 to strengthen technology and distribution capabilities, Yes Bank is planning to resume growth in the segment in FY26 in a more regimented manner, with a strong focus on internal customers.

 

In an interview to Business Standard, Rajan Pental, executive director, Yes Bank, said the bank has set a conservative growth target of 10 – 12 per cent for the current year, aiming to monitor the market closely while continuing to enhance its distribution.

 

Pental said that the bank can grow its retail book by 30 per cent if it desires because the