Coming soon: No cheques without Aadhaar details

The move resonates with the Central government's plan to link all bank transactions with Aadhaar card

Banks may make it mandatory for customers to mention the recipient's Aadhar details while carrying out cheque transactions, reported the Deccan Chronicle on Thursday.

According to the DC report, some banks, including Bank of India, have already introduced the provision to write the Aadhaar number of the recipient on cheques. This, however, remains optional for now.

The move, however, resonates with the Central government's plan to link all bank transactions with Aadhaar card.

An Aadhaar card, issued by the Unique Identification Authority of India (UIDAI), serves as a proof of identity and address across India.

An Aadhaar number is a 12-digit unique identification number that stores demographic and biometric information of the card holder. 

Aadhaar-linked unified payments interface (UPI) will enable an individual to carry out transactions, including making payments and transferring funds using a single platform.

 
According to a report in Mint, there are around 30 banks, including SBI, PNB and Canara Bank, that use individual platforms. Many say that a single platform will be easier to use and more secure, the report added.

Online transactions can otherwise be carried out by using debit or credit cards, besides making payments through net banking and e-wallet services.