“Still, a farmer has to arrange for Rs 10-12 lakh. The borrowing limit on the Kisan Credit Card is up to Rs 3 lakh. So the farmers have to depend on moneylenders and banks,” Singh said. “If the crop fails, which is the case with 50 per cent farmers who tried to copy the technology without training, the farmer has to bear huge interest cost and high input cost. Then there is a recurring cost of Rs 3 lakh on changing the polythene every three years.”
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