 "Here're the credit expansion trajectory in five years of Modi govt")
- 14.7% Credit to industry (large, medium, small firms) expansion. This reflects a tepid private capital expenditure for creating capacities
- 14.2% Fall in outstanding advances for medium-sized units. This segment has seen maximum amount of delinquencies (stressed assets)
- 7.8% Rise small and micro enterprises saw in loans. They bore the brunt of slowdown, demonetisation, effects of transition to the GST
- 80.6% The credit to services sector expansion in five years
- Bank support to NBFCs on onward lending was in double-digit for four years. It was strong in FY18 and FY19
- 119.3 % Growth of loans in the retail segment. Housing and credit cards showed strong growth in the 5-year period
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