Apollo Munich launches Optima Vital, Optima Super

Optima Vital offers 100% lump-sum pay out on detection of any of the 37 critical illnesses

Standalone health insurer Apollo Munich Health Insurance is rolling out two new plans under its Optima series - Optima Vital and Optima Super. Optima Vital - a critical illness plan, covers 37 critical illnesses against normal industry standards of providing cover for around 7 to 20 of these conditions. Optima Super, on the other hand, is an aggregate high deductible cover for individuals and families.

Optima Vital covers aliments such as coma, kidney failure, major burns, bacterial meningitis, cancer, heart attack, stroke, and such life threatening conditions. This product offers 100% lump-sum pay out on detection of any of the 37 critical illnesses.

Antony Jacob, CEO, Apollo Munich Health Insurance said: "Given the increased stress levels and changing lifestyles, Indians are encountering critical illnesses more than ever before. Hence, there is a deep-felt need in the market for a one stop shop plan that covers all the major critical illnesses to help reduce the financial trauma related to critical illnesses."

The customers of Optima Vital are given the option of taking e-opinion from Apollo Munich's panel doctors, as and when required by them. This is an in-built benefit and comes with all sum insured variants.

 

 

Optima Super comes with a Switch benefit where the customers have an option of converting his/ her Optima Super into a full-fledged nil deductible plan without any underwriting or consideration of your current health status at two occasions. Optima Super also offers a lifelong renewal benefit and comes with an added option of availing a single cover for your entire family (family floater).