Edelweiss General Insurance Health Policy Covers Treatment For COVID-19

/ -- The Coronavirus infection has impacted thousands of people worldwide. For those impacted, the stress goes beyond health and involves high medical costs, loss of pay (in some case) and associated financial stress.

It is important for people to be aware that if they have a regular health insurance plan from any insurer paying for medical costs either through a cashless facility or reimbursement, all illnesses including Covid-19 are covered.

Further in view of serious challenges by this pandemic for customers, Edelweiss General Insurance has taken the following steps for its customers:
1. As mentioned above, the Edelweiss Health Insurance policy covers COVID-19. However, they have decided to cover hospitalization for not only those who have a confirmed diagnosis but also those who have been quarantined in specific facilities identified by the government. The coverage amount is up to the sum insured under the policy
2. Further for quarantined patients, the health policy ensures coverage for the entire period of quarantine with upto 100% of the claim amount being paid against quarantine and detection charges
3. In case any patient is in a remote location and is unable to reach the hospital during the quarantine period, Edelweiss Health Insurance will support domiciliary hospitalisation for the patient. Patients can visit any nearby hospital for immediate treatment and expenses will be reimbursed. In case of cashless benefits, patients are requested to visit EGI's Network hospital with their TPA card for any medical assistance
Edelweiss General Insurance also has an innovative and modular product structure with their Group Total Protect, under which they can customize solutions to provide cover against a wide range of illnesses including pandemics and vector borne diseases, at affordable costs. Any employer or other existing groups can customize this for their employees, customers or members using the following features:
1. Selection of Sum Insured
2. Reimbursement of costs (upto the sum insured) incurred in India or worldwide (depending on the cover selected) towards diagnostic testing, pharmacy and consultation for the illnesses including expenses incurred towards Corona virus treatments
Speaking on the development, Shanai Ghosh, CEO, Edelweiss General Insurance, said, "I urge people to be aware of risks and stay safe in this current environment. Hygiene and social distancing are first lines of defence for everybody to safeguard themselves from COVID-19. In an unfortunate situation of being detected and testing positive, or suspected and quarantined in a facility specified by the government, we have ensured that at least the cost burden is eased for our customers. And with our Group Total Protect policy, we can provide basic accident and health cover for a variety of infectious diseases including Coronavirus at an affordable cost."
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