MORE - A Unique Hospitalisation Health Insurance Plan From Reliance Health Insurance

/ -- Indian Health insurance industry over the last decade has seen a steep growth and varied innovation in terms of products and services. The industry grew over 12 times from mere Rs. 3000 Cr in 2009 to Rs. 36000 Cr in 2018. More importantly, the industry is poised to grow the same rate over the next few years and as many believe it would touch Rs. 100,000 Cr mark.

With this at the backdrop, Reliance Health insurance has forayed in the space and launched its first health insurance plan by the brand name MORE - Health insurance. True to its name, MORE is an intelligently crafted health plan that keeps customer at the centre to always give more than what expect. According to Reliance Health insurance, MORE as a product primarily aims in making make health insurance Easy-to-choose, Easy-to-buy and Easy-to-use. More is More.

Innovations around MORE.

Mr. Ravi Vishwanath, Executive Director and Chief Executive Officer, Reliance Health Insurance said, "With over 200 health plans available in the market, our challenge was to create something that is innovative and add value to our customer. We worked closely with the customers for over a year to understand their need and create a proposition that is unique and works towards making health insurance Easy-to-choose, Easy-to-buy and Easy-to-use."
Key differentiated product benefits:
No Sub-limits: In our country medical treatment cost are linked to the room one chooses in a hospital and customers were facing problems at the time of claims due to the sub-limits that is often pressed with room rents. MORE from Reliance Health insurance does not come with any sub-limits around room rent. Customers can focus on treatment when at hospital rather than thinking about which room to take and their insurance coverage. Day Care procedure list: Insurance plans often come with list of treatments / procedures covered under day care, where a claims is admissible even if one doesn't spend 24 hours in the hospital. Reliance Health Insurance understood the need and made it open for all procedures. MORE doesn't come with a list of day care procedures. If a procedure fits the Day Care treatment definition, customers are free to take the treatment and go home and not spend the night at the hospital. Health Check: Insurance policies often provides for a health check once in 3 or 4 years and that too at a designated clinic. This is very less utilised. MORE health plan is customer centric and makes it easy for the customer to take a health check up. All one needs to do is to take a health check up, upload the reports and get upto 10% discount on the renewal premium. So, one gets the benefit every year and can take the check wherever it is comfortable. After all freedom is convenience. Ambulance Charge: MORE health plan comes with no restrictions on the ambulance charge. In case of emergency, customers are free to take the best possible option and get themselves to the hospital. Transportation Benefit: While in emergency one needs an ambulance but in case of a planned treatment and admission to a hospital, MORE allows one to claim upto Rs. 500 for a taxi to the hospital. 3. First of its kind benefits:
Robotic Surgery: MORE is the future and covers treatment those are future looking like Robotics. Robotic surgeries which are less invasive and results in quick recovery but cost a lot more. MORE provides coverages for such treatments with a 50% co-payment. Mental Illnesses: MORE health plan covers for mental illnesses for which one needs hospitalisation like Alzheimer's and Parkinson's. Stem Cell therapy:Stem cell therapy an upcoming futuristic technology in medical science and is of immense importance. MORE covers stem cell surgeries and therapies with a co-payment. 4. Other Regular benefits: MORE has got all that is required for an individual or a family in order to stay health covered. MORE health plan from Reliance Health Insurance comes with:
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