Kulkarni missed the semi-final against Madhya Pradesh at Cuttack, after picking up an injury during their quarter-final victory over Jharkhand at Mysuru.
Other than his inclusion, the Mumbai selectors have retained the squad that secured their place for their 45th title clash in Cuttack.
Significantly, when Mumbai clinched their 40th crown, Saurashtra were their opponents in the 2012-13 season.
The five-day final will begin on February 24.
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