Alleging the country's growth and business have been hit due to demonetisation, she said the Prime Minister "doesn't trust" anyone and he "doesn't understand" what is good for the country.
"There is no teamwork. He did not consult experts. It is a one-man dictatorship. It is a one-man made disaster. It is a dangerous tendency," she told a press conference at the state secretariat.
She said if she were the PM, she "would apologise to the people and talked about rectifying myself".
"He must step down. He has no moral right to continue," she said.
"I am sorry to say that the (central) government got derailed totally under the present PM. He is not saying what will happen tomorrow and the day after. He must clarify," she remarked.
Describing her campaign against demonetisation a fight between Modi and the people, she said "the people wanted to know why he did it".
"Only the PM who stays at 7 RCR, will eat, others will not," she said.
She said her party has been raising the issue on all platforms.
"We have met the President, raised the issue in Parliament, Assembly and in public meetings. All opposition parties are fighting together. I am in touch wit other opposition parties as well. I will fight even if I am alone," she said.
Banerjee said, "If people raised voice, they will be dubbed as bad and holder of black money."
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