Ayush Mishra

Ayush Mishra

Ayush Mishra writes on topics ranging from finance and insurance to investment. He also writes on financial products, insure-tech, and market trends.

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Ayush Mishra

What to know about InvITs, investment choice for stable, long-term returns

InvITs hold a mix of infrastructure assets, enabling investors to diversify their portfolios

Updated On: 17 Apr 2025 | 5:41 PM IST

No I-T on new flat received exchange for old under Section 56(2)(x)

The judgment is likely to benefit prospective homeowners who are planning to exchange their old homes for upgraded accommodations in newly developed residential projects

Updated On: 17 Apr 2025 | 5:40 PM IST

Tax refund delayed? IT dept may be adjusting past dues against refund

If you believe the outstanding tax demand is incorrect, you should furnish an appropriate response online through the e-filing ITR portal

Updated On: 17 Apr 2025 | 4:01 PM IST

Monk loses Rs 2.5 cr in 'digital arrest': How to be safe against scam

Do not accept video calls from unknown or suspicious sources, especially if pressured to continue conversation

Updated On: 17 Apr 2025 | 1:10 PM IST

New German govt ends 3-year citizenship policy, retains 5-year route

Coalition government has also decided not to move ahead with proposals to strip dual nationality of their citizenship if they are involved in extremist activities

Updated On: 17 Apr 2025 | 11:32 AM IST

Old vs new tax regime: Key factors to help you choose before filing

After successfully filling out the income-tax return, the next step is to verify it. If a return is filed but not verified within permitted time, it shall be deemed as invalid return

Updated On: 16 Apr 2025 | 4:59 PM IST

'Travel now, pay later': Think twice before you take loans for indulgence

Schemes are likely to have hidden costs and may leave customers with stretched finances

Updated On: 16 Apr 2025 | 3:48 PM IST

PhonePe launches UPI Circle, payment feature that helps the 'unbanked'

'Primary user' of a UPI account can add trusted individuals to their circle by using UPI ID or QR code & authorise payments for them from anywhere

Updated On: 16 Apr 2025 | 11:40 AM IST

Axis Bank cuts rates for savings accounts, offers 2.75% for some deposits

Annual interest rate for balance slabs between Rs 50 lakh and less than Rs 2,000 Cr is 3.25%

Updated On: 16 Apr 2025 | 11:38 AM IST

Paying rent above Rs 50,000? Deduct TDS or face income tax default notice

The tenant must deduct 5 per cent TDS on the rent amount and deposit it with the government using Form 26QC within 30 days from the end of the month in which the rent is paid

Updated On: 15 Apr 2025 | 4:57 PM IST

Almost 80% of Indians plan to use rewards points for leisure travel: Report

84% of them say they will support local small businesses while visiting a new destination, according online survey by American Express

Updated On: 15 Apr 2025 | 2:54 PM IST

Overlapping mutual funds reduce your returns: Here is how to fix risk

Portfolios repeating the same investments can lead to non-representation of certain parts of the market

Updated On: 15 Apr 2025 | 1:09 PM IST

BoI lowers FD rates, ends 400-day special scheme offering 7.30% interest

Several lenders have revised their fixed deposit plans after central bank cut the repo rate

Updated On: 15 Apr 2025 | 11:12 AM IST

Experts divided over HC verdict on pension rights to second wife

Legal experts term it a 'progressive' order which may open Pandora's box

Updated On: 14 Apr 2025 | 6:26 PM IST

Is foreclosing a loan good or bad for your credit score? Explained

Paying a loan before the full tenure is generally seen as a good sign by lenders

Updated On: 14 Apr 2025 | 5:40 PM IST

Is pre-closing personal loans a smart move? Know benefits & drawbacks

You save on interest costs, particularly if you make early repayments in the loan cycle when interest forms a large portion of the EMI

Updated On: 14 Apr 2025 | 5:39 PM IST

Odisha hikes DA by 2% for govt staff; check recent raise in other states

Odisha government employees will receive the increased DA as cash benefit along with their April salary

Updated On: 14 Apr 2025 | 2:05 PM IST

HDFC Bank cuts saving account interest rate, now offers 2.75 per cent

For balances above Rs 50 lakh, the interest rate has been lowered to 3.25 per cent, down from 3.5 per cent

Updated On: 14 Apr 2025 | 11:28 AM IST

UPI transactions through QR Share & Pay method discontinued abroad

Changes implemented to improve security of UPI transactions outside India

Updated On: 11 Apr 2025 | 5:34 PM IST

SC says insurers can't deny claim for impossible conditions: What it means

Court rules that insurance firm cannot reject a claim on the grounds of breach of a condition in the contract that was impossible to fulfil

Updated On: 11 Apr 2025 | 3:21 PM IST