Credit Score

DFS secretary M Nagaraju flags a sharp fall in loan accounts and disbursals, urges MFIs to introspect, consolidate operations, and revive passion for financial inclusion

Credit Score: 'Structural gap' in financial discipline leads to loan rejection and expensive interest rates, it says

Online survey by Paisabazaar shows rising awareness among Indians about credit health

First-time borrowers can build a good credit score by taking steps such as paying bills on time and limiting card usage

A home loan balance transfer can help move to a lower interest rate

It is essential to remember that consistent payment of loan EMIs and managing existing bank accounts responsibly contribute to a stronger credit profile

Autopay is a feature offered by many credit card issuers that automatically processes your monthly payment when a new statement is generated

If you suspect that you have fallen victim to credit fraud, immediate action is crucial. Contact your bank or lender to report the fraud

Applying for multiple credit cards or loans in quick succession leads to inquiries about your credit report

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By understanding the factors that influence your credit score, leveraging available resources, and maintaining financial discipline, you can build a strong credit profile regardless of your income

Higher frequency of credit data reporting is a win-win for credit bureaus, borrowers and lenders

Each time you take a new credit card or loan or look to refinance an existing loan, the new lender checks about you

If you need a personal loan anytime soon, consider the table by Paisabazaar.com for your needs

Reserve Bank of India has mandated all banks to check customers' credit scores for loan or credit card applications.

Ensure that loans are properly closed and documents submitted to the lender returned

If you're finding it difficult to secure a personal loan or credit card, be prepared to offer some collateral

The fintech unicorn has seen a rise in its expenses. CRED's total expenses grew by 66 per cent to Rs 2,831.9 crore in FY23 from Rs 1,702.1 crore in FY22

Cross Rs 1 trillion for 11th month in a row

When you are considering canceling a card, it should be taken into account how the cancellation of your credit card will affect your credit score