Education Loan

From credit scores and co-borrowers to collateral, margin money and tax benefits, understanding these education loan misconceptions can help borrowers avoid costly mistakes

US education loan disbursal fell 57% in FY26, but NBFC education loan assets are still expected to grow 20% this financial year

Experts explain when it's wiser to cut debt quickly and when early investing builds more wealth

Experts explain approval rules, repayment maths, hidden overseas lenders may impose

We target that our recoveries should be substantially higher than the slippages, says K Satyanarayana Raju

The share of US in overall education loan portfolio has come down to 50% as on March 31, 2025, from a peak of 53% on March 31, 2024, and is expected to go down further over next few years

PNB has cut interest rates on its Vidyalaxmi education loans by 20 basis points, bringing down rates from 7.7% to 7.5%

Lack of affordable and flexible financing is one of the biggest challenges faced by many high-quality students in their pursuit of a global education

Indian students often come across a difficult question when it comes to borrowing: whether to take an education loan in Indian Rupees (INR) or US Dollars (USD)

Those getting admitted to non-STEM courses and lower-grades institutes must be prepared for stringent checks, higher interest rates, and more collateral requirement

Rs 3,600 crore outlay outlined for the scheme till FY31

As per the NIRF rankings, students admitted to any of the 860 top-ranking quality higher educational institutions (QHEIs) in India will be eligible for the PM-Vidyalaxmi scheme

If you take an education loan and can't secure a job after completing your studies, it can lead to serious financial stress

Union Budget 2024: Finance Minister Nirmala Sitharaman has allocated Rs 1.48 trillion for education, employment, and skilling initiatives

Are you planning to take an education loan? Watch the video to know some of the key factors to consider before applying for one.

A look at student loan interest rate for studying in India and abroad

Travellers may split forex purchases, use international cards on foreign sites, and book various elements of the trip separately

42% have seen their EMIs go up and 21% have seen both EMI and tenor increase, according to a survey by Bankbazaar.com Of these, 76% have seen their interest rate increase by more than 1%

Mortgage lender HDFC Ltd informed the bourses that it has executed definitive documents for the proposed disinvestment or sale of approximately 90 per cent stake in its education loan subsidiary

Be prepared to shell out 10-20% of the total cost out of your own pocket when you go abroad for studies