Home Insurance

From flood damage to short-circuits, these benefits in your policy can save you lakhs in repair costs

Contrary to perception, home insurance is not expensive. Cover for a home and contents worth Rs 50 lakh can be purchased for just Rs 1,500-Rs 2,000 annually

Non-disclosure of property extensions, late intimation, and incomplete paperwork may reduce or void claims

Most tenants wrongly assume their landlord's insurance covers their belongings. Here's why tenant home insurance is essential and how it can save you from losses worth lakhs

Natural disasters and home loans push many to consider home insurance, but confusion and lack of urgency hold back a majority from buying protection.

Disclose all extensions, additional structures at the time of purchase

As rains bring flooding and waterlogging, know what your policy includes, what it doesn't, and the add-ons you may need to avoid costly repairs.

With modular policies gaining popularity, landlords and tenants must choose covers wisely, know key exclusions, and avoid underinsurance or failure to declare valuables

Standard home insurance may not cover war-related damage; here is what homeowners living near borders should know

SBI's Flexi Home Insurance lets you customize coverage for fire, theft, valuables & more, with a one-time premium for up to 20 years. Tailored protection for owners & tenants alike.

A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism

Use carpet as measure area to determine the sum insured

Every year, the monsoon season takes a toll on houses. So, how do you protect your biggest treasure? The answer is home insurance

Revise your sum insured periodically so that it keeps pace with inflation

The insurance regulator mandated all general insurance companies to offer Bharat Griha Raksha(BGR), a standard insurance policy which provides cover against fire, floods, explosions, storm, cyclone

Do not start a flooded car as it could cause further damage that may not be covered by your motor policy

This will ensure the insurer pays an amount adequate to restore the damaged house to its original state

A standard policy is simpler and makes premium comparison across insurers easier

There are three main components of an insurance policy: premium, sum assured and deductibles

Fortify yourself further by purchasing adequate insurance cover for the building and its contents