Interest Rates

High exposure to repo-linked RAM loans could help public sector banks reprice assets faster than deposits if the RBI raises rates

Japan's central bank on Friday raised the benchmark interest rate to 1.25 per cent from 1.0 per cent, a 31-year-high. The move Friday, coming at the end of the two-day monetary policy board meeting, was expected, widely figured into recent global markets. The raise by 0.25 percentage points to the policy rate comes after the Federal Reserve also raised its key rate this week. Pressures have been coming from the US for Japan to raise rates because of concerns about the weakening yen. The nations intervened together recently to prop up the yen. The US dollar is trading at about 155 yen.

Compare the annual percentage rates across players, and also compare the total cost of cash and EMI options to understand the actual cost

A personal loan can come in handy when you need quick liquidity, but tends to carry higher interest rates

In a move set to reaffirm the ECB as the most hawkish central bank among the Group of Seven, a quarter-point increase on Thursday has been widely signaled

The proposed harmonised framework requires banks to link certain floating-rate loans to external benchmarks while giving NBFCs and other lenders discretion over adoption

With the RBI holding interest rates steady and equity markets facing uncertainty, fixed deposits offer investors a low-risk option to compare returns across bank tenures

We broadly concur with the MPC's growth forecasts for FY2027, notwithstanding some differences in the quarterly projections, Nayar said.

The RBI has projected an average inflation rate of 5.1 per cent for this financial year and is unlikely to change it much at this stage

Foreign banks have exhibited the strongest transmission of the Reserve Bank of India's policy easing during the current rate-cut cycle, lowering both lending and deposit rates more sharply than their public and private sector peers, according to the RBI's bulletin. In its monthly bulletin released on Wednesday, the RBI said that during the easing cycle between February 2025 and May 2026, scheduled commercial banks (SCBs) reduced repo-linked external benchmark-based lending rates (EBLR) and marginal cost of funds-based lending rates (MCLR), with pass-through to fresh lending rates remaining particularly strong in infrastructure and other EBLR-mandated sectors. The bulletin showed that foreign banks cut weighted average lending rates (WALR) on fresh rupee loans by 1.24 percentage point, compared with 1.08 percentage point by private banks and 0.66 per cent by public sector banks. For outstanding rupee loans, foreign banks again led transmission with a 1.20 percentage point reduction,

The interest rate on the Public Provident Fund (PPF) has been retained at 7.1 per cent, while post office savings deposits will continue to earn 4 per cent

A personal loan can be very useful in a sudden funds crunch, but may carry higher interest rates due to the higher risk it carries

Central bank chief says RBI is monitoring the inflation impact of higher crude oil prices, while highlighting India's stronger external position and resilient banking system

Taking a loan is one part but managing it well is what matters long term

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

While immediate forex inflows are not anticipated from the above measures, they are likely to arrest the recent capital outflows and foster improved market sentiment

Know how quickly you can earn money, what the interest rates are, taxes you may have to pay

Here are the interest rates for various loan amounts across public and private sector banks, as well as non-banking housing finance companies, with rate ranges instead of fixed ones

With rising car prices and growing EV push, loans are helping buyers manage costs by spreading payments over manageable tenures aligned with monthly income

The RBI has kept the repo rate unchanged at 5.25% in its April 2026 policy. What does this mean for your home loan EMI, savings, and future borrowing costs?