Interest Rates

The interest rate on the Public Provident Fund (PPF) has been retained at 7.1 per cent, while post office savings deposits will continue to earn 4 per cent

A personal loan can be very useful in a sudden funds crunch, but may carry higher interest rates due to the higher risk it carries

Central bank chief says RBI is monitoring the inflation impact of higher crude oil prices, while highlighting India's stronger external position and resilient banking system

Taking a loan is one part but managing it well is what matters long term

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

While immediate forex inflows are not anticipated from the above measures, they are likely to arrest the recent capital outflows and foster improved market sentiment

Know how quickly you can earn money, what the interest rates are, taxes you may have to pay

Here are the interest rates for various loan amounts across public and private sector banks, as well as non-banking housing finance companies, with rate ranges instead of fixed ones

With rising car prices and growing EV push, loans are helping buyers manage costs by spreading payments over manageable tenures aligned with monthly income

The RBI has kept the repo rate unchanged at 5.25% in its April 2026 policy. What does this mean for your home loan EMI, savings, and future borrowing costs?

RBI now faces a dilemma over whether to raise interest rates to support the currency or keep borrowing costs low to cushion economic growth

Most economists said the RBI is unlikely to deviate from the ​neutral stance it has maintained since June given the uncertainty around how long the conflict will ‌persist

Foreign outflows, the West Asia conflict, rupee depreciation, uncertainty around US tariffs, and elevated valuations were among the key factors that influenced investor sentiment

RBI data shows a strong shift in lending patterns after policy easing, with loans priced below 9% rising sharply as PSBs led credit growth and monetary transmission became more visible

In February last year, the retirement fund body retained the 8.25 per cent rate of interest for FY2024-25

The ECB now sees inflation at 1.9% in 2026, above its previous projection for 1.7% while 2027 inflation is projected at 1.8%, below the 1.9% seen in September

The Bank of England on Thursday cut its key interest rate for the first time in four months amid signs that the stubbornly high inflation that has plagued British consumers and businesses is beginning to ease. Policymakers at Britain's central bank voted 5-4 to reduce the base rate by a quarter of a percentage point to 3.75 per cent on Thursday, the lowest since February 2023. The move came a day after the Office for National Statistics reported that consumer price inflation slowed to 3.2 per cent in the 12 months through November, from 3.6 per cent a month earlier. The figure was below the Bank of England's forecast of 3.4 per cent. That gave policymakers room to cut interest rates in an effort to bolster Britain's stagnant economy. Statistics released earlier this week showed a weakening jobs market, with the number of job vacancies declining and the unemployment rate rising to 5.1 per cent, the highest since January 2021. Even so, the bank's Monetary Policy Committee was divide

The Reserve Bank of India has reduced the repo rate by 25 basis points to 5.25 per cent in its December policy review. The central bank has also raised its growth forecast and lowered its inflation

Officials find themselves in a holding pattern at present, with no clear consensus on what the next move for rates should be

The government on Tuesday left interest rates unchanged for various small savings schemes, including PPF and NSC, for the seventh straight quarter beginning October 1, 2025. "The rates of interest on various Small Savings Schemes for the third quarter of FY 2025-26, starting from 1st October, 2025 and ending on 31st December, 2025 shall remain unchanged from those notified for the second quarter (1st July, 2025 to 30th September, 2025) of FY 2025-26," the finance ministry said in a notification. As per the notification, deposits under the Sukanya Samriddhi Scheme will attract an interest rate of 8.2 per cent, while the rate on a three-year term deposit remains at 7.1 per cent prevailing in the current quarter. The interest rates for popular Public Provident Fund (PPF) and post office savings deposit schemes, too, have been retained at 7.1 per cent and 4 per cent, respectively. The interest rate on the Kisan Vikas Patra will be 7.5 per cent, and the investments will mature in 115 ..