Personal Loan

Learn smart ways to use a personal loan during emergencies, ensuring financial stability while meeting urgent needs.

You save on interest costs, particularly if you make early repayments in the loan cycle when interest forms a large portion of the EMI

Open to buy loan pools that meet risk-adjusted return norms

Banks experienced a 21 per cent drop in the volume of personal loans sanctioned, accompanied by a 30 per cent decline in loan value year-on-year, according to a new report

On a year-on-year (YoY) basis, fintech personal loan sanction values grew 10 per cent to Rs 24,847 crore in Q2FY25, compared to Rs 22,439 crore in Q2FY24

The digital tool aids in budgeting, and provides flexibility by allowing users to experiment with different loan tenures

Switching jobs means not having required number of salary slips or bank statements to verify your income, which can delay the approval process

Check out Paisabazaar.com's selected personal loan options from various banks and NBFCs

This deal marks the second significant transaction between an Indian private sector bank and a foreign bank in recent years

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Credit to NBFCs grew by 11.9 per cent Y-o-Y in August 2024, down sharply from 21.3 per cent a year ago. Credit to trade declined to 15.5 per cent from 17.4 per cent in August 2023

Take a look at the current personal loan rates and charges from some well-known banks

The transaction between the two firms, structured in the form of pass-through certificates (PTC), will be backed by a pool of unsecured personal loans. It will be originated and serviced by the NBFC

After the wedding, you'll be paying the EMIs and not the guests you aimed to impress with a grand celebration

Slower growth expected in FY25 but it would still be 'significantly higher' than the industry, says company

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Timely payment of credit card bills is crucial to avoid a negative impact on your credit score and to steer clear of significant late fees

Personal loans offer a versatile financial solution that can cater to your needs. Take a look at the most popular Personal Loan plans in India for 2024

The personal loan segment grew 21 per cent year-on-year (Y-o-Y) in January, compared to the 22.3 per cent Y-o-Y growth registered in October 2023

Here is how the personal loans rates offered by various banks stack up