Travel Insurance Policy

With flight disruptions rising amid geopolitical tensions, travellers must check insurance coverage, exclusions, and claim conditions carefully before heading abroad this summer

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Travellers are also increasingly opting for add-ons covering refunds, adventure sports, and cyber fraud

When unexpected security issues arise, travellers often wonder about their rights and how travel insurance can help them

Whether you are a seasoned traveller or planning a once-in-a-lifetime journey, TripSecure+ allows you to create a policy that suits your specific needs,

Non-medical coverage includes trip cancellations, curtailments, flight delays, missed connections, and loss of checked-in baggage, passports, and other important documents

Medical emergencies abroad can be costly, particularly if you need to be transported to a hospital. This is where medical evacuation insurance comes into play

Trip cancellation coverage reimburses you for the loss of deposits up to the maximum amount stated in your policy if your trip is cancelled before departure

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Regular medical or travel insurance may not cover if you take up an adventure sport

If you purchase travel insurance that covers trip and/or flight cancellations, you are eligible for a refund on flight cancellations

Travel insurance is crucial in offering financial protection and assistance to travellers affected by flight cancellations and delays

Generally, high-end credit cards from Amex and HDFC come with travel Insurance inbuilt where they have partnered with the insurers and cover the same benefits

You must ensure that the most common and basic benefits like coverage for Covid-19, medical emergencies, trip cancellation and curtailment, baggage loss and passport theft, etc, are covered

But ensure that your policy aligns with your foreign university's requirements

44% of Indians will allocate an increased budget for travel post-pandemic, 31% will take more domestic trips in 2023-24, and 30% will increase the trip duration.

Bajaj Allianz is the only major insurer in India which provides an insurance policy specifically for adventure sports.

While booking train tickets on the IRCTC website or app, travellers have the option to avail themselves of travel insurance for a premium of just 35 paise

Consider destination, purpose, trip duration, likely emergencies when you buy travel insurance

Take country, trip duration, and your age into account when deciding on the sum insured