Is it time to revisit the banking model? BFSI Summit 2025 | Banking news | Finance | Business news

Last Updated: Oct 30 2025 | 1:19 PM IST

The Indian banking sector finds itself in a curious position. Financial metrics — profits, balance sheet strength, and non-performing assets — are all at their best levels in years. Yet, this good news is tempered by a persistent lack of credit demand from large corporates and a plateauing of demand from the retail segment.

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