Nearly Rs 1 trillion unspent welfare funds lying in states' accounts

For each scheme, the state government designates one SNA and opens its account in a scheduled commercial bank to ensure just-in-time release of funds based on the pace of expenditure

Funds to the tune of Rs 1 trillion for centrally sponsored schemes are lying unspent in the single nodal agency (SNA) accounts of states. Among these, the largest balance was allocated to schemes like Pradhan Mantri Awas Yojana — Gramin, Jal Jeevan Mission, Urban Rejuvenation Mission —500 Cities, Saksham Anganwadi and Poshan 2.0 and Swachh Bharat Mission - Urban, according to the Budget FY26. The five schemes make up for nearly 45 per cent of the unutilised expenditure by the states.  

For each scheme, the state government designates one SNA and opens its account in a scheduled commercial bank to