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Safety guaranteed: Diversify into g-secs to lower risk in your portfolio

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Sanjay Kumar SinghKarthik Jerome New Delhi
The Reserve Bank of India (RBI) has introduced a mobile app for its Retail Direct Gilt (RDG) scheme, which enables retail investors to invest in the primary and the secondary market for sovereign bonds. This is a follow-up of its November 2021 initiative when it had made government securities (G-Secs) available to retail investors by launching the Retail Direct portal (rbiretaildirect.org.in).

The launch of a mobile app is expected to improve retail investors’ access. “It will make investing in G-Secs simpler and more convenient,” says Vijay Kuppa, chief executive officer (CEO), InCred Money.

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G-Secs are sovereign-guaranteed instruments, which means they