 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh
How NRIs should navigate changes in tax status when returning to India
As their status changes from NRI to RNOR and then to ROR, both their tax and disclosure obligations change
 "How NRIs should navigate changes in tax status when returning to India")
Planning to use algo trading? Key checks retail investors must make
Check back-test and live-trading data, drawdowns, and net-of-cost returns before you adopt an algo
 "Planning to use algo trading? Key checks retail investors must make")
Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access
While selecting one, check the safeguards and the tax-reporting support offered by it
 "Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access")
Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access
While selecting one, check the safeguards and the tax-reporting support offered by it
 "Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access")
BaaS lowers entry cost of EV ownership, but may not always be cheaper
Battery as a Service reduces the upfront cost of buying an electric vehicle, but recurring payments, contract terms and resale concerns mean it works best for users with moderate distance driving
 "BaaS lowers entry cost of EV ownership, but may not always be cheaper")
Started retirement planning at 40? Here's how to catch up in time
Step up savings rate, build equity-heavy portfolio, and automate investments
 "Started retirement planning at 40? Here's how to catch up in time")
Forty and behind on retirement savings? Here's a catch-up plan
Step up savings rate, build equity-heavy portfolio, and automate investments
 "Forty and behind on retirement savings? Here's a catch-up plan")
Understand risks and liquidity constraints before investing in an SME IPO
Understand why listing day gains are harder to book than might appear
 "Understand risks and liquidity constraints before investing in an SME IPO")
How to prevent rejection of EV insurance claim: Key precautions to take
As EV adoption rises, insurers warn that improper charging, unauthorised modifications, and delayed reporting can lead to claim rejection
 "How to prevent rejection of EV insurance claim: Key precautions to take")
Participating plans: Should they be in your investment portfolio?
Only highly conservative investors who are satisfied with steady but low returns over a long span may consider them
 "Participating plans: Should they be in your investment portfolio?")
One more REIT now available, but are they the right instrument for you?
Interest rate cycle affects the attractiveness of REITs; a longer horizon is essential to overcome its impact
 "One more REIT now available, but are they the right instrument for you?")
Benefits, pitfalls of maternity cover you should be aware of before buying
Watch out for sub-limits and waiting periods that often accompany this cover
 "Benefits, pitfalls of maternity cover you should be aware of before buying")
What NPS' new asset allocation, withdrawal options mean for you
Surrender of annuity will be allowed only if it meets the terms of the contract
 "What NPS' new asset allocation, withdrawal options mean for you")
After run-up in precious metals, what steps should investors take?
Rebalance away from gold and silver and towards equity and debt
 "After run-up in precious metals, what steps should investors take?")
Pharma, healthcare funds are in recovery mode. Should you enter them now?
Hold existing investments if you have a long horizon; book partial profits if exposure exceeds 10 per cent
 "Pharma, healthcare funds are in recovery mode. Should you enter them now?")
Corporate fixed deposits: Use laddering strategy to tackle rate uncertainty
Chasing high returns by investing in lower-rated instruments could result in loss of principal
 "Corporate fixed deposits: Use laddering strategy to tackle rate uncertainty")
₹1 crore-plus health covers offer safety, but affordability remains key
Health insurance premiums tend to rise rapidly at older age
 "₹1 crore-plus health covers offer safety, but affordability remains key")
As silver slides, punters should exit, long-term investors should buy dip
Those investing now should stagger their investments and enter with a long-term horizon
 "As silver slides, punters should exit, long-term investors should buy dip")
Mid, smallcap fund recovery may not sustain; experts urge cautious moves
New investors should enter only if they have the required investment horizon and risk appetite, not merely because these funds have rallied
 "Mid, smallcap fund recovery may not sustain; experts urge cautious moves")
Life insurance onboarding: Disclose ailments, habits; take tests if needed
Appoint a guardian for minor nominees; update nominations after major life events
 "Life insurance onboarding: Disclose ailments, habits; take tests if needed")