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When it rains, it pours. Typically, this means when one bad thing happens, multiple bad things follow in quick succession – making a difficult situation worse. In the context of the Indian banking space, it is the opposite: Too many good things are happening. The sector is embracing reforms on multiple fronts.
The industry has been constantly in the news in the past decade. First, there was a massive clean-up drive by the Reserve Bank of India (RBI) through a unique tool called asset quality review. The regulator unearthed the hidden pile of bad assets and ensured that banks set
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