Public Sector Banks
In a first, complaints against private banks exceed PSBs in FY25
Private banks drew more complaints than state-owned lenders for the first time in FY25, as overall grievances under RBI's Ombudsman Scheme rose sharply
 "In a first, complaints against private banks exceed PSBs in FY25")
A new wave of reforms set to sweep banking, boost capital and growth
At this juncture, allowing higher foreign stake in PSBs is the right call. It will help them increase capital and scale up business
 "A new wave of reforms set to sweep banking, boost capital and growth")
Public sector banks setting benchmarks for BFSI sector, says M Nagaraju | BFSI Summit 2025
Public sector banks (PSBs) in India are setting remarkable benchmarks for the country’s banking, financial services, and insurance (BFSI) sector, said M Nagaraju
 "Public sector banks setting benchmarks for BFSI sector, says M Nagaraju | BFSI Summit 2025")
SBI's Setty discusses technology spending, talent retention and RBI reforms
Setty welcomed the 22 reforms announced by the Reserve Bank of India during its October Monetary Policy Committee meeting, calling them a 'vote of confidence'
 "SBI's Setty discusses technology spending, talent retention and RBI reforms")
Public sector banks setting benchmarks for BFSI sector, says M Nagaraju
At the Business Standard BFSI Insight Summit 2025, Secretary, Dept of Financial Services, M Nagaraju said that India's financial sector is at the pinkest possible period of time in history
 "Public sector banks setting benchmarks for BFSI sector, says M Nagaraju")
Govt plans to hike foreign investment cap in PSBs to 49%, says report
India has 12 government-owned banks, with combined assets of 171 trillion rupees ($1.95 trillion) as of March that account for 55% of the banking sector
 "Govt plans to hike foreign investment cap in PSBs to 49%, says report")
FSIB invites application for Canara MD & CEO a week after notification
FSIB reopens applications for Canara Bank's top post a week after the Centre allowed private sector professionals to compete for PSU bank MD & CEO positions
 "FSIB invites application for Canara MD & CEO a week after notification")
Private banks reduce lending rates more than PSBs in current cycle
Following the RBI's 100-bps policy rate cut, private banks showed faster transmission to lending rates, while PSBs led in passing on deposit rate reductions
 "Private banks reduce lending rates more than PSBs in current cycle")
Leadership positions: Public sector banks should focus on grooming leaders
The government's plan to open senior roles in public-sector banks to private executives aims to boost efficiency but may clash with institutional values and pay disparities
 "Leadership positions: Public sector banks should focus on grooming leaders")
Can private bankers run PSBs? Govt needs patience to make it work
Yes, they can. But to make the experiment successful, the government must have patience
 "Can private bankers run PSBs? Govt needs patience to make it work")
Top jobs at PSBs: Pride and prejudice over opening doors to private talent
Opening top positions at public sector banks for private candidates is a welcome move. Delinking their salary from the IAS is the next logical step
 "Top jobs at PSBs: Pride and prejudice over opening doors to private talent")
Finance ministry to review US tariff impact on MSME sector on Monday
DFS secy to meet PSBs to assess credit flow
 "Finance ministry to review US tariff impact on MSME sector on Monday")
Opening top PSB posts to pvt sector a 'dangerous precedent': Bank unions
UFBU calls new ACC guidelines a de facto privatisation of leadership and urges government to review the move through a joint stakeholder committee
 "Opening top PSB posts to pvt sector a 'dangerous precedent': Bank unions")
Indian Bank market-cap nears ₹1 trillion; stock zooms 43% in CY 2025
Indian Bank's market cap hit ₹99,655 crore in intra-day trade on the BSE. Meanwhile, analysts at Motilal Oswal Financial Services (MOFSL) reiterated BUY rating on Indian Bank stock.
 "Indian Bank market-cap nears ₹1 trillion; stock zooms 43% in CY 2025")
Structural gains, valuation support positive for PSU bank stocks
PSU banks have gained 10% in a month as improved profitability, strong deposit franchises, stable asset quality and reasonable valuations drive investor interest
Govt keen to retain its say on picking PSB independent directors
During the PSB Manthan earlier this month, some experts and bankers had suggested that the power to appoint independent directors should rest with the boards of PSBs to enhance accountability
 "Govt keen to retain its say on picking PSB independent directors")
India's resilience stands out amid global uncertainty: FM Sitharaman
Finance Minister Nirmala Sitharaman says India's resilience is built on strong fundamentals, reforms and governance, urging banks to maintain robust balance sheets and consumer trust
 "India's resilience stands out amid global uncertainty: FM Sitharaman")
Public-sector banks turn down nearly four in 10 rooftop solar applications
Over 3 lakh applications rejected under PM-Surya Ghar Muft Bijli Yojana; 1.6 million rooftop solar installations completed so far, with CIBIL score cited as key filter
 "Public-sector banks turn down nearly four in 10 rooftop solar applications")
Systematix bullish on PSBs; BoB, Union Bank may rise up to 30%: Here's why
Systematix noted that PSBs witnessed a remarkable turnaround in FY25, reversing the decade-long decline in their advances market share
 "Systematix bullish on PSBs; BoB, Union Bank may rise up to 30%: Here's why")
Banks step up focus on fee-based income; treasury gains come under pressure
Further, bankers said that there is still room to reduce rates on term deposits, and bulk deposit rates have already declined
