Rbi

New CPI index may give RBI reason to keep interest rates on hold

Although inflation remains well below the Reserve Bank of India's 4 per cent target, the new figures could prompt the central bank to hold off on any further rate cuts and push up bond yields further

RBI gives ICICI AMC approval to raise stake in HDFC Bank to 9.95%

If ‌ICICI group's stake in the lender falls below 5 per cent, it ‌will need ​fresh RBI ​approval to raise the shareholding to 5 per cent or more

India's outbound FDI moderates to $3.42 billion in January, shows RBI data

India's outward FDI stands at $3.42 billion in January 2026, easing from December levels, with equity, loans and guarantees showing mixed trends

RBI looks to ban sales incentive to bank staffers from third party

Draft norms seek to curb mis-selling by barring incentives from third parties, mandating refunds and compensation, and prohibiting use of dark patterns

Banks issue over ₹1 trillion worth of CDs in February as rates soften

Banks raise over Rs 1 trillion via certificates of deposit in early February as short-term rates ease amid surplus liquidity and rising credit demand

ULI lender base grows to 89; interface has supported over 12 loan journeys

RBI's ULI onboards 89 lenders, supports 12+ digital loan journeys, enabling MSME, agri and retail credit via common tech infrastructure

Digital banking should be clear, unambiguous: RBI deputy governor

Deputy Governor Swaminathan J says banks must design digital journeys that clearly inform customers of authorisations, with transparent terms and predictable responses

DFS drafts Financial Inclusion 2.0 roadmap, focuses on universal banking

Financial Inclusion 2.0 plan aims to deepen access to banking, credit, insurance, pension and digital services, targeting universal coverage by 2047

Overnight swap rates suggest RBI pause, hint at possible rate hike

The move comes in the backdrop of RBI raising its immediate GDP growth and inflation forecasts

Commercial banks reap windfall from surplus liquidity arbitrage

TREP, CD rates crash as RBI stays away from surplus liquidity absorption

India Inc's ECB and FCCB intent hit FY26 peak in December 2025

Indian companies filed ECB and FCCB proposals worth $4.43 billion in December, the highest monthly amount in FY26, led by NBFCs and infrastructure-linked borrowers

Finance Minister Nirmala Sitharaman likely to address RBI board on Feb 23

Finance Minister Nirmala Sitharaman is scheduled to address the Reserve Bank of India's central board on February 23 and highlight key points of the FY27 Budget, including measures to boost manufacturing, and support for agriculture and tourism. The meeting would take place days after the RBI decided to retain the key policy rate at 5.25 per cent with a neutral stance amidst global uncertainties. The post-budget meeting has been scheduled for February 23, where the finance minister will address the board members and talk about announcements made in the Budget 2026-27 that strike a fine balance between growth and fiscal prudence, sources said. It is customary for the finance minister to address the RBI board after the budget. Unveiling her ninth straight Budget in a row on February 1 in the Lok Sabha, Sitharaman said, "Since we assumed office 12 years ago, India's economic trajectory has been marked by stability, fiscal discipline, sustained growth and moderate inflation." The ...

Rupee gains tracking Asian peers, corporate dollar demand caps rise

The rupee strengthened against the dollar tracking gains in Asian currencies, but upside was capped by strong dollar demand from large corporates, dealers said

RBI proposes to raise unsecured loans to 20% of total for urban co-op banks

RBI has proposed raising the unsecured loan cap for urban co-operative banks to 20 per cent of advances, revising norms on unsecured lending and housing loan tenors

RBI proposes deregistration window for NBFCs without public funds

The Reserve Bank of India has proposed exempting certain NBFCs from registration and allowing eligible non-public fund, non-customer-facing entities to seek deregistration within six months

Fall in outward remittances gives temporary relief to India's CAD

Investments in foreign equity/debt only major category with gains

RBI's voluntary retention route move removes parallel limits for FPIs

The RBI has removed the Rs 2.5 trillion cap under the Voluntary Retention Route and merged it with the General Route, easing exit constraints and simplifying compliance for foreign bond investors

Banks can extend collateral-free loans up to ₹20 lakh to MSEs: RBI

The RBI on Monday said banks can extend collateral-free loans up to Rs 25 lakh to Micro and Small Enterprises (MSEs) units on the basis of their good track record and financial position. The Reserve Bank of India (RBI) has amended the directions related to 'Lending to Micro, Small & Medium Enterprises (MSME) Sector'. The amendments have been carried out to enhance the extant Collateral-Free Loan Limit for Micro and Small Enterprises (MSEs) to Rs 20 lakh, it said. "Banks may, on the basis of good track record and financial position of the MSE units, increase the limit to dispense with the collateral requirement for loans up to Rs 25 lakh as per their internal policy," the RBI said. Also, banks may avail the benefit of Credit Guarantee Scheme cover, where applicable, it added. "However, accepting gold and silver as collateral pledged voluntarily by borrowers for loans sanctioned by the banks upto the collateral-free limit, will not be construed as a violation of the above mandate,"

Best of BS Opinion: Trade deals a positive, but more reforms required

Today's Best of BS Opinion explores India's trade deals, RBI's stance amid base-year revisions, co-operatives' regulatory dilemma, equity market challenges, and Russia's wilderness in history

Stable environment: Base-year revisions may not have immediate implications

The RBI's MPC held rates steady, citing improved growth and benign inflation, while announcing regulatory steps to boost credit flow and strengthen digital payment safety