RBI has flagged high expense structure, particularly acquisition costs of insurance companies, in its recent report
"In terms of hiring strategies for lenders, hiring is now more focused on the business side rather than collections," said a private sector bankers
How an out-of-the-box approach helped the company come back from bankruptcy
The local currency settled at 89.88 per dollar, against the previous close of 90.17 per dollar, after touching an intraday high of 89.83 per dollar
The rupee snapped a four-day losing streak in the last session, with bankers flagging possible support from the Reserve Bank of India
The RBI undertook a review of the existing prudential norms governing the declaration of dividends and remittance of profits, including those applicable to foreign banks operating in branch mode
The yield on the benchmark 10-year government bond settled at 6.61 per cent, against the previous close of 6.64 per cent
Indian banks are set to benefit from enhanced oversight by the Reserve Bank of India (RBI) and a more robust supervisory toolkit, which should reduce systemic risks and improve the operating environment, a report said. These shifts, paired with strong economic growth prospects and reduced inflation risks, are credit positive for the sector, global rating agency Fitch said in a report. "We believe regulatory responses to stress events, frameworks for monitoring risks and recovery of impaired loans have improved in recent years. Consequently, weaknesses that contributed to the last non-performing loan spike between the financial year ended March 2016 (FY16) and FY18 have been significantly reduced," it said. Banking system metrics are the strongest in years. However, some more recent reforms have not been tested in a down cycle, it said, adding that the sector non-performing loan ratio fell to 2.2 per cent in 1HFY26 (from a peak of 11.2 per cent in FY18). The common equity Tier 1 rati
For banks with assets exceeding Rs 10 trillion, the ceiling for the materiality threshold has been set at Rs 25 crore
After margin pressure and muted credit in 2025, banks enter 2026 with hopes of credit revival, stable asset quality and more investments, though funding and deposits remain key risks
"The board was also briefed on the major findings of the RBI's recently conducted Survey on Digital Payments," the central bank said
Credit extended by NBFCs has been rising over the years, underscoring their growing importance in financial intermediation
The yield on the benchmark 10-year government bond settled at 6.64 per cent, against the previous close of 6.60 per cent
The Reserve Bank of India currently aims to keep inflation anchored around 4%, the mid-point of a 2%-6% range mandated by the government
The surge in supply comes as demand remains weak, with pension funds shifting toward equities and insurers cutting back amid lower sales of guaranteed-return product
The celebrations of this 'Goldilocks moment', however, were tempered by trends for October 2025 published only a few days later, suggesting that economic activity had peaked in Q2, says Nagesh Kumar
While factories faced headwinds, Indian finance gained ground in the eyes of global strategic capital
The rupee may open weaker amid strong dollar demand and geopolitical uncertainty, while heavy state bond supply is set to keep government bond yields under upward pressure
Foreign portfolio investors recorded their highest single-day debt inflow in seven months on January 1, even as they exited FAR securities in December amid rupee weakness
Indian states plan record ₹5 trillion borrowing in the January-March quarter, raising concerns over higher bond supply and upward pressure on yields