Personal Finance

Understand legal and financial risks before becoming a joint account holder

Use joint accounts only where shared access is genuinely needed; do your due diligence before joining

Just 35 mutual funds are attracting most of India's dip-buying money

India's SIP Investors Have Picked Their Favourite Dip-Buying Funds

Taking an education loan? How repayment mistakes can damage credit score

Experts say that failing to manage education loans responsibly can damage a student's long-term creditworthiness at the start of their financial journey

Explained: How SC order on idle power plant helps Delhi's residents

Consumers' bills may reduce after court bars recovery of charges for facility doesn't supply electricity

Explained: You can soon withdraw PF instantly through UPI and WhatsApp

EPFO's Big Digital Upgrade: Instant PF Access Through UPI and WhatsApp

20% NPS investors are under 30 despite higher equity exposure: Report

While India's youngest savers show a high appetite for equity risk, their overall participation in the pension scheme remains remarkably low.

UAE landlords can now check tenants' credit scores before home rentals

New UAE tenant screening rules allow landlords to access renters' credit reports with consent through UAE PASS system

Benefits, pitfalls of maternity cover you should be aware of before buying

Watch out for sub-limits and waiting periods that often accompany this cover

Aadhaar free online update extended until June: How to conduct process

UIDAI extends facility to ensure seamless KYC verification as digital identity integration continues to expand across financial services

HDFC Bank revises Regalia Gold lounge access, rewards rules: Details

HDFC Bank ties Regalia Gold lounge access to quarterly spending and revises reward points starting July 1.

Bengal approves 7th Pay Commission: Salary rise, fitment factor explained

New government is yet to announce the fitment factor, which will determine the actual jump in revised pay levels and pensions

UPI now powers 85% of payments as Indians ditch debit cards: RBI data

But while UPI dominates daily transactions, the report reveals another striking trend: debit cards are rapidly fading from active payment behaviour even though they still account for the bulk of cards

Retiring? NPS's new withdrawal option changes how you get monthly income

Under the new framework, subscribers will be able to withdraw a designated portion of their pension corpus in phases through different drawdown options during the decumulation phase.

ITR-1 or ITR-4? Choosing the wrong tax return form may trigger notices

ITR-1 and ITR-4 filing begins: How choosing the wrong income tax return form can trigger notices and delays

'No income' MBA husband must still pay working wife maintenance: HC

Even if a wife is earning, courts can still award maintenance if her income is not enough to match marital living standards

Aadhaar-PAN mismatch on UAN? KYC documents, steps and key checks explained

Incorrect Aadhaar, PAN or bank details on EPF records may affect online claims, transfers and KYC verification process

NPS launches Retirement Income Schemes: Payout rules and benefits explained

PFRDA's new NPS retirement income scheme allows phased withdrawals while keeping pension corpus invested longer

Missed insurance deadline by six years, woman still wins Rs 5 lakh from SBI

Didn't Know About Debit Card Insurance? This SBI Case Could Impact You

Hinduja family tops UK rich list for 5th year in a row with £38 bn fortune

Ashok Leyland Boost Helps Hinduja Family Retain UK Rich List Crown

What NPS' new asset allocation, withdrawal options mean for you

Surrender of annuity will be allowed only if it meets the terms of the contract