Future Generali India Life Insurance has launched Future Generali Pearls Guarantee, a non-linked, non-participating life insurance plan. This plan has limited premium payment term and guaranteed cash back.
The plan provides fixed policy terms of 16 years and 18 years for which the customer would pay the premiums for 10 years and 12 years respectively.
After the premium payment term, at the end of every year till maturity, 10% of the sum assured is paid to the customer as money back.
At maturity, 70% of the sum assured is paid as maturity benefit. In case of survival of life assured during the policy term, Guaranteed Cash Backs as percentage of sum assured are paid after premium payment term till maturity, provided all due premiums have been paid.
The plan provides fixed policy terms of 16 years and 18 years for which the customer would pay the premiums for 10 years and 12 years respectively.
After the premium payment term, at the end of every year till maturity, 10% of the sum assured is paid to the customer as money back.
At maturity, 70% of the sum assured is paid as maturity benefit. In case of survival of life assured during the policy term, Guaranteed Cash Backs as percentage of sum assured are paid after premium payment term till maturity, provided all due premiums have been paid.
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