Contesting consumer complaints after an abnormal delay is an implication of blowing hot and cold in the same breath, which is not the purpose of justice. Further, ignorance of the law is no excuse for either party and will not be tenable in any court of law. Such grievances can only be resolved by way of an amicable out-of-court settlement between the aggrieved parties, not as a complaint from the consumer against the servicing agency through legal channels.
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