As for taking the help of internal employees as part-time faculty, PSBs have been facing an acute shortage of line staff and hence, relieving internal employees even on a part-time basis is not feasible.
As for using e-learning methods to impart function-specific lessons, the staff at the operating level have sufficient knowledge but lack the orientation to help customers. Banks have already categorised different business functions, but in core areas of credit dispensation, they have not been able to develop the required expertise in the staff.
The Gopalakrishna Committee also recommended conducting a banking aptitude test (BAT). The current aptitude tests only address issues at the knowledge level. As entry-level tests are conducted on a mass basis, it is not possible to assess the aptitude at individual levels. The BAT will only add one more level of assessment without getting to the root of the problem.
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