Michigan State University researchers studied the evolution of risk aversion and found that it is in our nature - traced back to the earliest humans - to take the safe bet when stakes are high, such as whether or not we will mate.
"Primitive humans were likely forced to bet on whether or not they could find a better mate," said Chris Adami, MSU professor of microbiology and molecular genetics and co-author of the paper.
"They could either choose to mate with the first, potentially inferior, companion and risk inferior offspring, or they could wait for Mr or Ms Perfect to come around," he said.
Adami and his co-author Arend Hintze, MSU research associate, used a computational model to trace risk-taking behaviours through thousands of generations of evolution with digital organisms.
These organisms were programmed to make bets in high-payoff gambles, which reflect the life-altering decisions that natural organisms must make, as for example choosing a mate.
"An individual might hold out to find the perfect mate but run the risk of coming up empty and leaving no progeny. Settling early for the sure bet gives you an evolutionary advantage, if living in a small group," Adami said.
The decision must be a rare, once-in-a-lifetime event and also have a high payoff for the individual's future - such as the odds of producing offspring.
Researchers found that how risk averse we are correlates to the size of the group in which we were raised. If reared in a small group - fewer than 150 people - we tend to be much more risk averse than those who were part of a larger community.
It turns out that primitive humans lived in smaller groups, about 150 individuals. Because resources tend to be more scarce in smaller communities, this environment helps promote risk aversion.
However, not everyone develops the same level of aversion to risk.
The study also found that evolution doesn't prefer one single, optimal way of dealing with risk, but instead allows for a range of less, and sometimes more-risky, behaviours to evolve.
The study was published in the journal Scientific Reports.
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