Jan Kubis told the UN Security Council that "the days of the so-called ISIL are counted," using one of the acronymns for the militant group.
Iraqi forces have pushed IS out of nearly all the cities and towns the group once held in Iraq. Mosul is the last major urban center it holds in that country, and government forces have retaken the eastern half of the city since the operation was officially launched in October.
There have been "many casualties on both military and civilian sides," he said.
The UN envoy accused the Islamic State group of deliberately targeting civilians attempting to flee areas it controls, indiscriminately shelling civilians in liberated areas, using civilians as human shields and placing its fighters in and near hospitals and schools.
He said the contingency plan for Mosul developed by the government and humanitarian agencies warned that up to 1 million civilians could be affected in the worst-case scenario. But so far, the impact has been far less than humanitarian agencies feared.
When fighting starts in western Mosul, he said, "civilians will be at extreme risk" and humanitarian groups are bracing for possible scenarios including "a possible mass exodus, prolonged siege-like conditions, or a sequenced and managed evacuation by the Iraqi security forces."
Iraq's UN Ambassador Mohamed Alhakim said his country's forces are completing preparations for taking over western Mosul.
The government will be launching reconstruction projects in liberated neighborhoods and undertaking de-mining, which will allow displaced people to return home, he said.
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