Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping readers make informed decisions through data-driven reporting, expert insights, and practical context.

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Amit Kumar

Rs 25,000 EPF ceiling: How PF, EPS pension and EDLI insurance change

12-year-old wage limit has been revised, changing contribution rules and potentially increasing retirement savings and life cover

Updated On: 18 Sep 2026 | 4:08 PM IST

Gold hallmarking fee rises 67%: New charges, what buyers should know

BIS has raised the hallmarking fee for gold articles to Rs 75 from Rs 45. Here is what the change means for jewellery buyers

Updated On: 18 Sep 2026 | 2:32 PM IST

Home loan rates in Sep start at 7%: Top lenders and terms compared

Home loan rates vary by lender and loan size, with some banks offering different rates across borrowing slabs

Updated On: 18 Sep 2026 | 12:58 PM IST

Rs 18.34 lakh stipend: When can students claim income-tax exemption?

Order draws a line between educational support and employment income, with implications for students receiving scholarships and stipend

Updated On: 18 Sep 2026 | 11:21 AM IST

Car loan rates start at 7.35% in mid-Sept: Top offers and EMIs compared

Loan costs vary widely across lenders, with differences in interest rates, EMIs and processing fees affecting the total cost of buying a car

Updated On: 18 Sep 2026 | 11:14 AM IST

Senior citizen FD rates in mid-September up to 8.5%: Top rates compared

Small finance banks offer the highest rates, while select lenders provide extra interest for super senior citizens aged 80 or more

Updated On: 17 Sep 2026 | 5:48 PM IST

Fixed deposit rates in mid-Sep up to 8.25%: Top picks across banks

The highest rate may come with a longer lock-in, making tenure and liquidity important before you invest

Updated On: 17 Sep 2026 | 3:06 PM IST

US green card rules change Sept 18: New checks applicants must know

USCIS will assess age, health, finances, family status, education and public benefits under the revised public charge test.

Updated On: 17 Sep 2026 | 12:15 PM IST

EPFO wage ceiling rises to Rs 25,000: Will your take-home salary decrease?

The change will extend EPF, pension and insurance benefits to more than 5 million workers, with contribution rules yet to be detailed.

Updated On: 17 Sep 2026 | 11:08 AM IST

'H-1B should not exist to replace US workers': JD Vance backs $100,000 fee

US Vice-President says the country is reviewing employer practices and visa costs, as Indian professionals closely watch changes to the visa programme

Updated On: 16 Sep 2026 | 4:27 PM IST

UK study visas fall 16%: New rules, fewer dependants and what's changed

Stricter dependant rules and immigration curbs are reshaping the UK study route as applications fall for a second year.

Updated On: 16 Sep 2026 | 3:33 PM IST

Term insurance purchases rise 1.5X post-GST break, more buy riders: Report

Lower premiums are prompting buyers to reassess their protection needs and opt for higher cover and riders.

Updated On: 16 Sep 2026 | 2:25 PM IST

UPI MDR from Oct 15: Will your SIP, automated insurance payments cost more?

The payment method matters: One-time UPI transactions and automated mandates will be treated differently under the new framework

Updated On: 16 Sep 2026 | 2:02 PM IST

UPI MDR explained: How new charges compare with debit, credit cards

Credit cards can cost merchants 1.5-2.5%, while debit cards can cost up to 0.9%; new UPI MDR is capped at Rs 300

Updated On: 16 Sep 2026 | 1:24 PM IST

Your bank deposits are lawful but tax experts want you to keep records

A senior citizen won relief after bank records linked disputed deposits to an old fixed deposit and earlier cash withdrawals

Updated On: 15 Sep 2026 | 4:08 PM IST

Explained: RBI proposes 60-day debit holds for suspected mule accounts

The proposal gives account holders 20 days to explain flagged transactions, while banks face fixed timelines for action and review.

Updated On: 15 Sep 2026 | 2:58 PM IST

US court puts Trump's 4-year student visa limit on hold: What to know

The proposed rule would have replaced duration of status with fixed admission periods for students, exchange visitors and journalists

Updated On: 15 Sep 2026 | 12:34 PM IST

EPFO WhatsApp channel goes live: PF balance, claims services may follow

Members can follow the verified platform for scheme alerts and announcements; interactive facilities are expected to be rolled out separately.

Updated On: 15 Sep 2026 | 12:22 PM IST

Daughter can inherit father's property despite mother's remarriage: HC

The court held that the old remarriage restriction applied to the widow, not to her daughter's independent inheritance rights

Updated On: 14 Sep 2026 | 9:01 PM IST

$100,000 fee to work in the US after graduation? What students need to know

White House review is complete, but the fee is not yet final; Indian students can still use existing post-study work rules

Updated On: 14 Sep 2026 | 5:47 PM IST