Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Amit Kumar

HDFC Bank cuts MCLR by 5 bps: Cheaper loans ahead? Here's who benefits

HDFC Bank has lowered MCLR by 5 bps across most tenures, but the benefit may not reach all borrowers or reduce EMIs immediately

Updated On: 10 Aug 2026 | 1:44 PM IST

Eyeing SSY's 8.2% interest? NRI parents face this key eligibility rule

Sukanya Samriddhi offers tax-free returns, but NRIs face strict residency rules when opening an account

Updated On: 10 Aug 2026 | 1:01 PM IST

Canada's Indian deportations hit record: 3,323 removed in 6 months

Canada deported 3,323 Indians in the first half of 2026, already nearing last year's record as Ottawa tightens immigration enforcement.

Updated On: 10 Aug 2026 | 12:13 PM IST

REIT, InvIT dividend tax break: Experts explain what changes and the catch

Legal amendment could make REIT and InvIT dividend income tax-free, but experts flag a higher SPV-level tax and key caveats

Updated On: 07 Aug 2026 | 4:25 PM IST

NPS for NRIs: Tax benefits, retirement savings and withdrawal rules

NPS allows Indians abroad to invest for retirement, with tax breaks under the old regime and specific exit rules

Updated On: 07 Aug 2026 | 3:19 PM IST

New Zealand eases visa health rules, Hepatitis B and C no longer hurdle

Revised policy means the ailments will no longer automatically derail residence visa applications from August 3

Updated On: 07 Aug 2026 | 12:42 PM IST

Retired with EPF savings? Know when your money may stop earning interest

EPFO has told members that EPF savings do not earn interest indefinitely after retirement. Here's when interest can stop and what retirees should know.

Updated On: 07 Aug 2026 | 11:24 AM IST

Island nation's golden passport: $90,000 buys access to 85+ nations

Naoero's citizenship scheme promises global mobility while helping finance the country's climate change response

Updated On: 07 Aug 2026 | 10:59 AM IST

RBI's loan pricing revamp: Experts explain what could change for borrowers

Regulator is standardising how loans are priced. Here's what it could mean for EMIs, transparency and future rate cuts.

Updated On: 06 Aug 2026 | 3:58 PM IST

Can NRIs invest in PPF? What rules say for people who have moved abroad

Know whether NRIs can invest in PPF, continue existing accounts, extend them after maturity and withdraw the corpus

Updated On: 06 Aug 2026 | 2:07 PM IST

SGB premature redemption in August: These investors can exit early

Eligible Sovereign Gold Bond investors can redeem select tranches this August. Check the redemption dates, deadlines and rules

Updated On: 06 Aug 2026 | 1:24 PM IST

Quicker immigration at Goa airports: New passenger facility explained

Registered Indian travellers will be able to clear immigration through biometric e-gates in under 30 seconds

Updated On: 06 Aug 2026 | 11:57 AM IST

PNB offers up to 6.6% on FCNR(B) FDs; how SBI, HDFC, ICICI compare

NRIs can now earn up to 6.6% on FCNR(B) FDs as banks revise rates. Here's how leading lenders compare

Updated On: 05 Aug 2026 | 8:39 PM IST

Debit card blocked without notice? Bank ordered to pay Rs 1.25 lakh

The ruling says fraud prevention cannot override a bank's duty to inform customers before blocking their debit cards

Updated On: 05 Aug 2026 | 5:50 PM IST

EPFO portal upgrade: Can't find your old PF account? Here's what to check

EPFO's upgraded portal lets members trace forgotten PF accounts and check if old records are linked to their UAN

Updated On: 05 Aug 2026 | 4:50 PM IST

Canada issues 507 PR invitations in latest Express Entry PNP draw: Details

Only candidates with provincial nominations were invited as Canada held its first Express Entry PNP draw of August

Updated On: 05 Aug 2026 | 4:19 PM IST

Oman's free 14-day tourist visa explained: Can Indian citizens apply?

A new visa rule could make short trips to Oman easier. Here's how the latest changes work

Updated On: 05 Aug 2026 | 1:40 PM IST

Could UPI payments become chargeable? Here's what the new Bill says

The proposed Bill doesn't impose MDR yet, but it gives the Centre the power to decide which digital payments remain free

Updated On: 05 Aug 2026 | 1:37 PM IST

Homebuyer loses parking dispute after neighbour occupies slot: Here's why

The court said parking rights are governed by society by-laws and do not automatically pass to the new flat owner

Updated On: 04 Aug 2026 | 5:25 PM IST

Kuwait allows eligible foreigners to switch to residency for $485: Details

Eligible expatriates can now switch from visit visas to residency under Kuwait's new immigration rules

Updated On: 04 Aug 2026 | 2:58 PM IST