Term insurance: Best plans and rates available for buyers

Here are the best premium rates for a term insurance plan for young male professionals living in cities and who have a longer investment horizon

Term Insurance Plan
Term insurance
BS Web Team
1 min read Last Updated : Nov 20 2025 | 6:33 PM IST
If you have dependants who rely on your income, it is a good idea to buy a term insurance plan. While it is not strictly a returns-based investment, a term insurance is a solid strategy for family members. The ideal term plan should have a sum assured equal to at least 10-15 times of income, and have a long tenure. Here is a curation of the best term insurance premiums from Policybazaar for young men under 30 living in a metro.
 
*Subscribe to Business Standard digital and get complimentary access to The New York Times

Smart Quarterly

₹900

3 Months

₹300/Month

SAVE 25%

Smart Essential

₹2,700

1 Year

₹225/Month

SAVE 46%
*Complimentary New York Times access for the 2nd year will be given after 12 months

Super Saver

₹3,900

2 Years

₹162/Month

Subscribe

Renews automatically, cancel anytime

Here’s what’s included in our digital subscription plans

Exclusive premium stories online

  • Over 30 premium stories daily, handpicked by our editors

Complimentary Access to The New York Times

  • News, Games, Cooking, Audio, Wirecutter & The Athletic

Business Standard Epaper

  • Digital replica of our daily newspaper — with options to read, save, and share

Curated Newsletters

  • Insights on markets, finance, politics, tech, and more delivered to your inbox

Market Analysis & Investment Insights

  • In-depth market analysis & insights with access to The Smart Investor

Archives

  • Repository of articles and publications dating back to 1997

Ad-free Reading

  • Uninterrupted reading experience with no advertisements

Seamless Access Across All Devices

  • Access Business Standard across devices — mobile, tablet, or PC, via web or app

More From This Section

Topics :Personal Finance NewsTerm insurancefinance

First Published: Nov 20 2025 | 6:33 PM IST

Next Story